Important disclosure
11.99%
p.a
Not Applicable
$0
Australian Credit Licence 229823Fees & charges apply
Pros and cons
For Orange One Low Rate
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- No Annual Fee
- Ability to convert large purchases into instalment plans
Drawbacks
- No reward program
- No balance transfer
- Does not offer free supplementary cards
ING Rate Credit card overview
For Orange One Low Rate
Details
Card Level Standard | Card Type Visa |
Interest Free Days 45 | Minimum monthly repayment 5% or $100 |
Minimum credit limit $1k | Maximum credit limit $30k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit ING to view Target Market Determination. |
Fees
Annual Fee $0 | Annual Fee Spend Waiver |
Supplementary card annual fee $10 | Late Payment Fee $20 |
Over limit fee $0 | Duplicate statement fee |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 11.99% p.a |
Cash advance rate 11.99% |
Cash advance fee 3% or $3 |
Balance Transfer
Balance Transfer Rate Not Applicable |
Transfer Limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 2.5% on Visa |
Overseas charges $2.5 |
Estimated ATM Cost $10 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available - |
Eligibility
Minimum age 18 |
Minimum income $36k |
Eligibility conditions Hold an active Orange Everyday bank account |
Residency Australia Citizen, Permanent Resident |
Other Restrictions
Balance Transfer not available. Cash advances: 10% of the credit limit, up to a $500 maximum.
How to apply
If you'd like to apply for this product or just get more information, follow the application process on ING.