Important disclosure

ING

ING Orange One Low Rate

  • Apple & Google Pay
  • No annual fee
Purchase Rate

11.99%

p.a

Balance Transfer Rate

Not Applicable

RateCity says

“Aussies who want to keep credit card costs low and take advantage of long interest-free periods may enjoy this competitive low rate, low fee offer from ING.”

Tags
  • Apple & Google Pay
  • No annual fee
Purchase Rate

11.99%

p.a

Balance Transfer Rate

Not Applicable

Annual Fee

$0

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Australian Credit Licence 229823Fees & charges apply

Pros and cons

For Orange One Low Rate

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • No Annual Fee
  • Ability to convert large purchases into instalment plans

Drawbacks

  • No reward program
  • No balance transfer
  • Does not offer free supplementary cards

ING Rate Credit card overview

For Orange One Low Rate

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

45

Minimum monthly repayment

5% or $100

Minimum credit limit

$1k

Maximum credit limit

$30k

Free supplementary cards

Instant Approval

Target Market Determination

Visit ING to view Target Market Determination.

Fees

Annual Fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

$10

Late Payment Fee

$20

Over limit fee

$0

Duplicate statement fee

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

11.99%

p.a

Cash advance rate

11.99%

Cash advance fee

3% or $3

Balance Transfer

Balance Transfer Rate

Not Applicable

Transfer Limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

2.5% on Visa

Overseas charges

$2.5

Estimated ATM Cost

$10

for AU $300 withdrawal

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

$36k

Eligibility conditions

Hold an active Orange Everyday bank account

Residency

Australia Citizen, Permanent Resident

Other Restrictions

Balance Transfer not available. Cash advances: 10% of the credit limit, up to a $500 maximum.

How to apply

If you'd like to apply for this product or just get more information, follow the application process on ING.