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ING Orange One Rewards Platinum

  • Cashback
  • Apple & Google Pay
Cashback

Earn up to $360 cashback a year on your spend. T&Cs apply.

Where you hold an active Orange One Rewards Platinum Credit Card Account and an active linked Orange Everyday Account (i.e. not been suspended or closed), you can earn 1% cashback up to a maximum cashback entitlement of $30 per month per Account when you make eligible purchases on your Orange One Rewards Platinum Credit Card. Get international transaction fees waived and a global ATM rebate. T&Cs apply.

Purchase rate p.a.

16.99%

Balance transfer rate

Not Applicable

Annual fee

$149

ING Orange One Rewards Platinum

  • Cashback
  • Apple & Google Pay

Purchase rate p.a.

16.99%

Balance transfer rate

Not Applicable

Annual fee

$149

RateCity says

"A platinum credit card that offers the bells and whistles of a premium card, while charging a moderate interest rate. "

Pros and Cons

For ING Orange One Rewards Platinum

Benefits

  • Lower than average ongoing variable purchase rate
  • Rewards Available through Orange One Cashback Rewards
  • Ability to convert large purchases into instalment plans
  • International travel insurance

Drawbacks

  • Higher than average ongoing annual fee
  • No balance transfer
  • Does not offer free supplementary cards

ING Rate Credit Card overview

For Orange One Rewards Platinum

Details

Card level

Platinum

Card type

Visa

Interest free days

45

Minimum monthly repayment

5% or $100

Minimum credit limit

$6,000

Maximum credit limit

$30,000

Free supplementary cards

Instant approval

Target Market Determination

Visit ING to view Target Market Determination.

Fees

Annual fee

$149

Annual Fee Spend Waiver

Supplementary card annual fee

$10

Late payment fee

$20

Over limit fee

$0

Duplicate statement fee

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

16.99%

Cash advance rate

16.99%

Cash advance fee

3% or $3

Balance Transfer

Balance transfer rate

Not Applicable

Transfer limit

Balance transfer fee

Overseas spending

Foreign exchange fee
2.5% on Visa
Overseas charges

$2.5

Estimated ATM cost

$10

for AU $300 withdrawal

Rewards

Program name

Orange One Cashback Rewards

Rewards available

Cash Back

Eligibility

Minimum age

18

Minimum income

$36,000

Eligibility conditions

Hold an active Orange Everyday bank account

Residency

Australia CitizenPermanent Resident

Perks

INTERNATIONAL TRAVEL INSURANCE

Available when you use your Card to pay at least $500 of return international travel and accommodation

Other Restrictions

Balance Transfer not available. Cash advances: 10% of the credit limit, up to a $500 maximum.