RateCity.com.au
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loans.com.au

Construction Investor Loan

Advertised Rate

3.57

% p.a

Variable

Comparison Rate*

3.08

% p.a

Maximum LVR
80%
Real Time Rating™

0.83

/ 5
Monthly Repayment

$1,513

based on $300,000 loan amount for 25 years at 3.57%

Advertised Rate

3.57

% p.a

Variable

Comparison Rate*

3.08

% p.a

Maximum LVR
80%
Real Time Rating™

0.83

/ 5
Monthly Repayment

$1,513

based on $300,000 loan amount for 25 years at 3.57%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,513

based on $300,000 loan amount for 25 years at 3.57%

Quick home loan review

For Construction Investment Loan (LVR < 80%)

These are the benefits of this home loan.

  • No ongoing fees

These are the drawbacks of this home loan.

  • No extra repayments
  • No redraw and no offset
  • Higher than average interest rate
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Construction Investment Loan (LVR < 80%)

TMD

Details

Maximum LVR

80%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Investors

Loan term range

15 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Monthly

Features

Extra repayments

Not Allowed

Redraw facility

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

520

Application fee

0

Valuation fee

$220

Settlement fee

300

Other upfront fee

0

Ongoing fee

$0

Discharge fee

300

Application method

Online

Phone

Broker

In branch

Target Market Determination

Visit loans.com.au to view Target Market Determination.

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $50k to $1,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

loans.com.au allows you to have this loan for a range of 15 to 30 years.

How often can you make repayments?

loans.com.au allows you to make repayments to this loan option through one of the following repayment schedules: monthly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $520 worth of upfront fees.

Does this loan come with a redraw facility?

No, this loan doesn't come with a redraw facility.

Where can you apply for this loan?

loans.com.au makes it possible to apply for this product online. Apply here.