loans.com.au Smart Booster Investor Bundle (Principal and Interest) | Review & Compare Home Loans

Smart Booster Investor Bundle Discount Variable - 1 Year (Principal and Interest)

RateCity Says: This home loan offers a rock-bottom introductory rate and low ongoing fees. It may suit any borrower looking to keep household costs down and take advantage of helpful loan features.

Winner of Best Investment Home Loan, RateCity Gold Awards 2021

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Advertised Rate

1.99

% p.a

Intro 12 months

Comparison Rate*

2.71

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,382

based on $300,000 loan amount for 25 years at 1.99%

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Summary
Features & fees
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Latest News

Advertised Rate

1.99

% p.a

Intro 12 months

Comparison Rate*

2.71

% p.a

Maximum LVR

80%

Real Time Rating™

Monthly Repayment

$1,382

based on $300,000 loan amount for 25 years at 1.99%

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Calculate your repayments for this loan

Your estimated repayment

$1,382

based on $300,000 loan amount for 25 years at 1.99%

Quick home loan review

For Smart Booster Investor Bundle (Principal and Interest)

These are the benefits of this home loan.

Lower than average interest rate
No ongoing fees
Extra repayments and redraw facility
Free redraw facility
Split account option
Features on 2021 RateCity Awards

These are the drawbacks of this home loan.

No offset account
Loan reverts to higher rate after introductory period
Higher than average upfront fee
Discharge fee at end of loan
No repayment holidays

Home loan overview

For Smart Booster Investor Bundle (Principal and Interest)

Details
Features
Fees
Application method

Details

Maximum LVR 80%	Total Repayments $414,600 View repayment schedule »
Next LVR	Interest rate type Variable
Borrowing range $50k - $1m Calculate how much you can borrow	Suitable for Investors
Loan term range 15 - 30 years	Principal & interest
Interest only	Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make repayments Fortnightly, Monthly, Weekly

Features

Extra repayments Unlimited extra repayments	Offset account No
Redraw facility Redraw fee: $0	Split interest facility
Loan portable	Repayment holiday available
Allow guarantors	Available for first home buyers

Fees

Total estimated upfront fees 520	Application fee 0
Legal fee $0	Valuation fee $220
Settlement fee 300	Other upfront fee 0
Ongoing fee $0	Discharge fee 300

Application method

Online View Now	Phone
Broker	In branch

Other Benefits

Offset account available for an additional 0.10% interest rate

Other Restrictions

The Smart Booster Investor Bundle is for new Investor loans where you already have Owner Occupied Security OR you are taking Owner Occupier security together with Investor (Does not have to be cross-collateralised)

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Compare and review home loans with similar features

Advertised Rate

2.55

% p.a

Variable

Comparison Rate*

2.55

% p.a

Lower than average interest rate
No upfront or ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Advertised Rate

3.69

% p.a

Variable

Comparison Rate*

3.70

% p.a

No ongoing fees

Real Time Rating™

Advertised Rate

3.04

% p.a

Variable

Comparison Rate*

3.04

% p.a

Cashback

$2,000 cashback when you refinance a loan of $250,000 or more~ Ends in about 1 month

Real Time Rating™

Advertised Rate

2.19

% p.a

Variable

Comparison Rate*

2.08

% p.a

special

For a chance to win $100k towards your home loan, simply apply with Athena before Oct 31 & be approved by Dec 15. T&Cs apply.~ Ends in about 1 month

Real Time Rating™

FAQs

The range you can borrow from this loan is $50k to $1,000,000.

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

loans.com.au allows you to have this loan for a range of 15 to 30 years.

loans.com.au allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

While it could change based on your circumstances, RateCity estimates that this loan option comes with $520 worth of upfront fees.

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

loans.com.au makes it possible to apply for this product online. Apply here.

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