RateCity.com.au
powering smart financial decisions
loans.com.au

Smart Booster Investor Bundle Discount Variable - 1 Year (Principal and Interest)

View Now
announcement

RateCity Says: This home loan offers a rock-bottom introductory rate and low ongoing fees. It may suit any borrower looking to keep household costs down and take advantage of helpful loan features.

Awards

Winner of Best Investment Home Loan, RateCity Gold Awards 2021

Advertised Rate

1.99

% p.a

Intro 12 months

Comparison Rate*

2.71

% p.a

Maximum LVR
80%
Real Time Rating™

2.81

/ 5
Monthly Repayment

$1,382

based on $300,000 loan amount for 25 years at 1.99%

Go to site
Advertised Rate

1.99

% p.a

Intro 12 months

Comparison Rate*

2.71

% p.a

Maximum LVR
80%
Real Time Rating™

2.81

/ 5
Monthly Repayment

$1,382

based on $300,000 loan amount for 25 years at 1.99%

Go to site
View Now

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,382

based on $300,000 loan amount for 25 years at 1.99%

Quick home loan review

For Smart Booster Investor Bundle (Principal and Interest)

These are the benefits of this home loan.

  • Lower than average interest rate
  • No ongoing fees
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option
  • Features on 2021 RateCity Awards

These are the drawbacks of this home loan.

  • No offset account
  • Loan reverts to higher rate after introductory period
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Smart Booster Investor Bundle (Principal and Interest)

Details

Maximum LVR

80%

Total Repayments

Next LVR

Interest rate type

Variable

Borrowing range

Suitable for

Investors

Loan term range

15 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

520

Application fee

0

Valuation fee

$220

Settlement fee

300

Other upfront fee

0

Ongoing fee

$0

Discharge fee

300

Application method

Online

Phone

Broker

In branch

Other Benefits

Offset account available for an additional 0.10% interest rate

Other Restrictions

The Smart Booster Investor Bundle is for new Investor loans where you already have Owner Occupied Security OR you are taking Owner Occupier security together with Investor (Does not have to be cross-collateralised)

View Now

Embed

FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $50k to $1,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 80 percent, which means it requires a minimum deposit of 20 percent

What's the maximum length for this loan?

loans.com.au allows you to have this loan for a range of 15 to 30 years.

How often can you make repayments?

loans.com.au allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $520 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

Where can you apply for this loan?

loans.com.au makes it possible to apply for this product online. Apply here.