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Smart Booster Investor Bundle Discount Variable - 1 Year (Principal and Interest)
RateCity Says: This home loan offers a rock-bottom introductory rate and low ongoing fees. It may suit any borrower looking to keep household costs down and take advantage of helpful loan features.
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2.74
% p.a
Intro 12 months
3.46
% p.a
$1,500
based on $300,000 loan amount for 25 years at 3.49%
On this page
2.74
% p.a
Intro 12 months
3.46
% p.a
$1,500
based on $300,000 loan amount for 25 years at 3.49%
Calculate your repayments for this loan
Your estimated repayment
$1,500
based on $300,000 loan amount for 25 years at 3.49%
Quick home loan review
For Smart Booster Investor Bundle (Principal and Interest)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
These are the drawbacks of this home loan.
- No offset account
- Loan reverts to higher rate after introductory period
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Smart Booster Investor Bundle (Principal and Interest)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $450,000 |
Interest rate type Variable | |
Borrowing range
$50k
-
$1m
| Suitable for Investors |
Loan term range 15 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 520 | Application fee 0 |
Legal fee $0 | Valuation fee $220 |
Settlement fee 300 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 300 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit loans.com.au to view Target Market Determination.
Other Benefits
Offset account available for an additional 0.10% interest rate
Other Restrictions
The Smart Booster Investor Bundle is for new Investor loans where you already have Owner Occupied Security OR you are taking Owner Occupier security together with Investor (Does not have to be cross-collateralised)
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