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Choice Package Tailored Home Loan (Principal and Interest) ($250k-$750k)

For any query, Call: 1300 001 153
Cashback$1,250 bonus with an eligible NAB home loan banking bundle.
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Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros and Cons

Pros:
  • No upfront fees
  • 100% full offset account
  • Suitable for low deposits
  • Parents can sign as guarantor
Cons:
  • Annual fee charged
  • Discharge fee at end of loan
  • Repayments may increase if RBA raises rates

Fees and Features

Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$250k - $750k
Total repayments
Total repayments
$630,360
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$0
Application fee
Application fee
$0
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$395 annually
Discharge fee
Discharge fee
$350
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount
Maximum LVR
Maximum LVR
95%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$250k - $750k
Total repayments
Total repayments
$630,360
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
1 - 30 years
Offset account
Offset account
100% offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $0
Allows split interest
Allows split interest
Suitable For
Suitable ForOwner Occupiers
Applicable States
Applicable StatesACT, NSW, NT, QLD, SA, TAS, VIC, WA
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$0
Application fee
Application fee
$0
Settlement fee
Settlement fee
$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$395 annually
Discharge fee
Discharge fee
$350
Property Type
Property Type
SMSF Trustee
SMSF Trustee
Minimum SMSF Amount
Minimum SMSF Amount

Compare and review home loans with similar features

Loan Profile
Advertised rate
Advertised rate
4.82%
Variable
Advertised rate
3.57%
Variable
Advertised rate
3.54%
Variable
Advertised rate
3.59%
Variable
Comparison rate*
Comparison rate*
4.86%
Comparison rate*
3.58%
Comparison rate*
3.58%
Comparison rate*
3.62%
Monthly repayment
Monthly repayment
$1,841
Monthly repayment
$1,585
Monthly repayment
$1,579
Monthly repayment
$1,589
Total repayments
Total repayments
$662,760
Total repayments
$570,600
Total repayments
$568,440
Total repayments
$572,040
Minimum deposit %
Minimum deposit %
5%
Minimum deposit %
20%
Minimum deposit %
20%
Minimum deposit %
10%
Loan term
Loan term
1 - 30 years
Loan term
15 - 30 years
Loan term
1 - 30 years
Loan term
1 - 30 years
Loan Fees
Estimated upfront fees
Estimated upfront fees
$595.00
Estimated upfront fees
$0
Estimated upfront fees
$567.00
Estimated upfront fees
$495.00
Legal fee
Legal fee
$0
Legal fee
$0
Legal fee
$264
Legal fee
$0
Valuation fee
Valuation fee
$0
Valuation fee
$0
Valuation fee
$303
Valuation fee
$0
Discharge fee
Discharge fee
$250
Discharge fee
$325
Discharge fee
$535
Discharge fee
$180
Application fee
Application fee
$595
Application fee
$0
Application fee
$0
Application fee
$495
Ongoing fee
Ongoing fee
$0
Ongoing fee
$0
Ongoing fee
$0
Ongoing fee
$350 annually
Interest Rate Options
Allows split interest
Allows split interest
Allows split interest
Allows split interest
Allows split interest
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The RateCity team is here to help

Questions? We’re only a call away.

Call us now
1300 001 153
Office hours: Monday – Friday | 9am – 6pm

National Australia Bank, more commonly known as NAB, is one of the big four banks in Australia. NAB is headquartered in Melbourne and has more than 900 locations across the country. NAB has over 30,000 employees who serve over 9,000,000 customers.

NAB offers a wide range of home loan products, including mortgages for first-time buyers, investors, and renovators. It also offers customers the option of moving their current home loan to NAB.

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