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NAB credit cards

National Australia Bank, more commonly known as NAB, is one of the big four banks in Australia. NAB is headquartered in Melbourne and has more than 900 locations across the country. NAB has over 30,000 employees who serve over 9 million customers.

 NAB customers can reach out to customer support by contacting them via:

  • Customer service (phone, email, branch)
  • Mobile app
  • Online banking
  • Live Chat
  • Mobile banking staff 

NAB offers a wide range of credit cards, as well as home loans, personal loans, savings accounts, term deposits and much more.

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Why choose NAB


  • Qantas frequent flyer program
  • High interest-free days
  • Balance transfer offer


  • Purchase rates may be moderate to high
  • Fees may be moderate to high

NAB Credit Cards

About NAB credit cards

NAB offers a wide range of Visa credit card options designed to suit a multitude of needs, including:

  • Low interest 
  • Balance transfer
  • Rewards program
  • Overseas travel insurance
  • Platinum
  • Frequent Flyer program (Qantas)

 Credit cards offered by NAB range from simple, no-frills options all the way through to high end cards that offer big rewards and perks. 

The fees and interest rates vary significantly. NAB’s low rate and low fee credit card options have moderate purchase rates and moderately low annual fees. These are still lower than its higher end rewards cards, which have moderately high to high annual fees. 

For points chasers, the NAB Rewards program has a standard or platinum credit card option, as does its frequent flyer Qantas Rewards program. 

NAB credit cards review

As one of Australia’s biggest banks, NAB offers customers a range of credit card options designed to suit various financial needs.  

For customers looking for a basic card, while there may be lower rate, lower fee cards out there, they may not offer the security and convenience of being with a big four bank. NAB also offers a platinum low fee option, that may be a competitive choice for bigger spenders and income earners looking to keep costs down. 

NAB has an extensive rewards program, as well as an affiliation with Qantas, Australia’s largest airline. The ability to earn platinum services and frequent flyer points through Qantas may be a draw for Aussies who frequently travel. 

Speaking of travel, many NAB credit cards also come with complementary travel insurance. This can be a handy resource when holidaying overseas, and save you forking out for this expense otherwise. 

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.