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QBANK

Fixed Rate Home Loan

Advertised Rate

2.19

% p.a

Fixed - 1 year

Comparison Rate*

4.07

% p.a

Maximum LVR
Less than 90%
Real Time Rating™

1.80

/ 5
Monthly Repayment

$1,300

based on $300,000 loan amount for 25 years at 2.19%

Advertised Rate

2.19

% p.a

Fixed - 1 year

Comparison Rate*

4.07

% p.a

Maximum LVR
Less than 90%
Real Time Rating™

1.80

/ 5
Monthly Repayment

$1,300

based on $300,000 loan amount for 25 years at 2.19%

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,300

based on $300,000 loan amount for 25 years at 2.19%

Quick home loan review

For Fixed Rate Investment Loan Special (New Customer) 1 Year (LVR < 90%) (Principal & Interest)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No ongoing fees
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No offset account
  • Loan reverts to higher rate after fixed period
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Fixed Rate Investment Loan Special (New Customer) 1 Year (LVR < 90%) (Principal & Interest)

TMD

Details

Maximum LVR

Less than 90%

Total Repayments

Next LVR

Interest rate type

Fixed - 1 year

Borrowing range

Suitable for

Investors

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Yes - limited to $10000

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

895

Application fee

700

Valuation fee

$0

Settlement fee

195

Other upfront fee

0

Ongoing fee

$0

Discharge fee

530

Application method

Online

Phone

Broker

In branch

Target Market Determination

Visit QBANK to view Target Market Determination.

Other Restrictions

To qualify for this loan, the customer must deposit a salary credit of at least $1,500 a month into a QBank transaction account

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FAQs

What is the minimum amount you can apply for?

The range you can borrow from this loan is $150k to $2,000,000.

What's the minimum deposit needed for this loan?

This loan option comes with a maximum loan-to-value ratio of 89.99 percent, which means it requires a minimum deposit of 10.01 percent

What's the maximum length for this loan?

QBANK allows you to have this loan for a range of 1 to 30 years.

How often can you make repayments?

QBANK allows you to make repayments to this loan option through one of the following repayment schedules: fortnightly, monthly, weekly.

How much will the upfront fees be for this loan?

While it could change based on your circumstances, RateCity estimates that this loan option comes with $895 worth of upfront fees.

Does this loan come with a redraw facility?

Yes, this loan comes with a redraw, charged at $0 if you need to use it.

How do you apply for this loan?

To apply for this loan, please contact QBANK.