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What should I do if my details have been caught or compromised in a data breach?

While each breach is different, making sure you act on risk and prevent fallout is very important.

Leigh Stark

Leigh Stark -

19 Jan, 2023 -

1 min read

Sale

Are there any risks with changing to a smaller lender?

A smaller lender is almost any institution outside of the big four banks (ANZ, CBA, NAB and Westpac). These include credit unions and building societies and ‘non-bank’ lenders. These lenders must follow the National Consumer Credit Protection Act 2009, which ensures the lender properly assesses whether a potential customer can realistically repay a loan, and that a specific standard if information is made accessible to potential customers.

Mark Bristow

Mark Bristow -

05 May, 2017 -

1 min read

Sale

How have you calculated the savings?

The calculations are a model only, and not a prediction. The results are only estimates, whereas the actual amounts may be higher or lower. We cannot predict things that will affect these results such as changes in interest rates and their differentials.

Mark Bristow

Mark Bristow -

05 May, 2017 -

1 min read

Sale

You’ve estimated the average person can save up to $39K*, how have you calculated this?

What we’ve done is work out how much you could save if you switched an average-sized mortgage from the average discounted variable rate offered by one of the Big 4 Banks to the lowest variable rate in our sale. We’ve then factored in the discharge fees, application fees and ongoing fees to work out the savings over a 15-year loan term. For more information, see our Assumptions.

RateCity

RateCity -

28 Apr, 2017 -

1 min read