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Sale
Do I need to have a good credit score to refinance?RateCity cannot determine this, as we are not privy to the different credit policies of each lender. Please seek advice or speak to a lender directly.
Mark Bristow -
05 May, 2017 -
1 min read
Sale
Is the sale just for home loans? What about personal/car loans and credit cards?The current Switch & Save Sale is for home loans only. Keep an eye out for other events from RateCity in the future.
Mark Bristow -
05 May, 2017 -
1 min read
Sale
Are there any risks with changing to a smaller lender?A smaller lender is almost any institution outside of the big four banks (ANZ, CBA, NAB and Westpac). These include credit unions and building societies and ‘non-bank’ lenders. These lenders must follow the National Consumer Credit Protection Act 2009, which ensures the lender properly assesses whether a potential customer can realistically repay a loan, and that a specific standard if information is made accessible to potential customers.
Mark Bristow -
05 May, 2017 -
1 min read
Sale
Who are the lenders?All the lenders participating in the Switch & Save Sale are regulated by either the Australian Prudential Regulation Authority (APRA) or the Australian Securities and Investments Commission (ASIC)...
Mark Bristow -
04 May, 2017 -
3 min read
Nonspecific
What should I do if I think I'm the victim of identity fraud?If you're concerned that your identity is being fraudulently accessed and is being taken advantage of, change your passwords and report the incident immediately.
Leigh Stark -
19 Jan, 2023 -
1 min read
Ultra Low Rate (Variable) - <98% LVR - No LMI (New Purchases)
Real Time Rating™
- 2024 Award Winner
- Special
- Owner Occupied
- Variable
Interest rate p.a.
6.30%
Comparison rate* p.a.
6.63%
Australian Credit Licence 443249
Fees & charges apply
Variable Rate Home Loan LVR < 80%
Real Time Rating™
- 2024 Award Winner
- Special
- Owner Occupied
- Variable
Interest rate p.a.
5.99%
Comparison rate* p.a.
5.90%
Australian Credit Licence 234945
Fees & charges apply
Express Home Loan
Real Time Rating™
- Special
- Owner Occupied
- Variable
- 10% min deposit
Interest rate p.a.
6.01%
Comparison rate* p.a.
6.14%
Australian Credit Licence 237879
Fees & charges apply
AMP Bank Professional Package Home Loan (Principal and Interest) ($500k+)
Real Time Rating™
- Owner Occupied
- Variable
- 40% min deposit
- P&I
Interest rate p.a.
6.19%
Comparison rate* p.a.
6.54%
Australian Credit Licence 234517
Fees & charges apply
Product data updated on 4 May 2024