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Sale
What are the costs involved in refinancing?Switching lenders usually includes some costs, such as a discharge fee from your existing lender and upfront fees from your new lender, including application fees, settlement fees, legal fees and valuation fees.
Mark Bristow -
05 May, 2017 -
1 min read
Sale
You’ve estimated the average person can save up to $39K*, how have you calculated this?What we’ve done is work out how much you could save if you switched an average-sized mortgage from the average discounted variable rate offered by one of the Big 4 Banks to the lowest variable rate in our sale. We’ve then factored in the discharge fees, application fees and ongoing fees to work out the savings over a 15-year loan term. For more information, see our Assumptions.
RateCity -
28 Apr, 2017 -
1 min read
Sale
I want to refinance but I’m on a fixed rate. Can I?People on a fixed rate can apply for a variable rate, however your current lender is likely to charge a hefty break free for terminating your fixed rate early, which might not make it cost-effective for you to switch. It is best to work out what these break fees are first so you know what costs you are in for. Seek advice.
Mark Bristow -
05 May, 2017 -
1 min read
Sale
I am interested in a loan that isn’t in the sale but is from one of the lenders on sale – can I get the cashback/fee waiver?No. Unfortunately the sale offers are limited to the products on sale only.
Mark Bristow -
05 May, 2017 -
1 min read
Sale
Should I pick the loan that has the lowest rate?We are unable to give advice or make any recommendations on what product to pick.
Mark Bristow -
05 May, 2017 -
1 min read
Sale
What is the Switch & Save Sale?The Switch & Save Sale is Australia’s first industry home loan sale.
RateCity -
28 Apr, 2017 -
1 min read
Nonspecific
How can I be sure that communications that I receive from RateCity are legitimate?While scam techniques can and will change over time, and are becoming increasingly sophisticated, there are a few things that you can look out for to make you think twice about whether a message is real.
Leigh Stark -
19 Jan, 2023 -
1 min read