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Sale
I am interested in a loan that isn’t in the sale but is from one of the lenders on sale – can I get the cashback/fee waiver?No. Unfortunately the sale offers are limited to the products on sale only.
Mark Bristow -
05 May, 2017 -
1 min read
Sale
Do I have to make a decision in 40 hours?No. Refinancing your home loan is likely to save you a lot of money, but it is a big financial decision. You just need to select the product(s) you are interested in during the 40-hour sale. After this time, you’ll have 30 days to decide and submit your application.
Mark Bristow -
04 May, 2017 -
1 min read
Sale
How have you calculated the savings?The calculations are a model only, and not a prediction. The results are only estimates, whereas the actual amounts may be higher or lower. We cannot predict things that will affect these results such as changes in interest rates and their differentials.
Mark Bristow -
05 May, 2017 -
1 min read
Personal Loans
How long are $3000 loans?Medium amount loans can be repaid between 16 days and 2 years. Many personal loans have terms between 1 year and 5 years, though some are as short as 6 months while others last for 10 years. Generally, the shorter a loan’s term, the more expensive your repayments, but the less total interest you’ll pay. … Continue reading "How long are $3000 loans?"
Mark Bristow -
10 Aug, 2018 -
1 min read
Sale
I’ve selected a product that is offering a discounted variable rate. What if the lender puts up the rate?Lenders are likely to put variable rates up and down several times throughout the life of a loan. However, the discount provided as part of the sale should remain for the life of your loan. For example – if you are on a rate of 3.95% which includes a discount of 0.10% and your lender puts up their variable rate to 4.25% then you will be on 4.15%.
Mark Bristow -
05 May, 2017 -
1 min read
Sale
Is switching simple? Why should I refinance?Refinancing is when you change your home loan from one loan to another – provided either by the same lender or by switching to a different lender. When you refinance, you are technically paying out your old home loan early and starting up a new one.
Mark Bristow -
04 May, 2017 -
3 min read
Sale
How do you determine which products I am shown?When you sign up to the Switch & Save Sale, you’ll supply some basic information about your current loan including...
Mark Bristow -
05 May, 2017 -
1 min read
Sale
Should I pick the loan that has the lowest rate?We are unable to give advice or make any recommendations on what product to pick.
Mark Bristow -
05 May, 2017 -
1 min read
Sale
You’ve estimated the average person can save up to $39K*, how have you calculated this?What we’ve done is work out how much you could save if you switched an average-sized mortgage from the average discounted variable rate offered by one of the Big 4 Banks to the lowest variable rate in our sale. We’ve then factored in the discharge fees, application fees and ongoing fees to work out the savings over a 15-year loan term. For more information, see our Assumptions.
RateCity -
28 Apr, 2017 -
1 min read
Sale
What is the Switch & Save Sale?The Switch & Save Sale is Australia’s first industry home loan sale.
RateCity -
28 Apr, 2017 -
1 min read
