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Sale
Who are the lenders?All the lenders participating in the Switch & Save Sale are regulated by either the Australian Prudential Regulation Authority (APRA) or the Australian Securities and Investments Commission (ASIC)...
Mark Bristow -
04 May, 2017 -
3 min read
Sale
Are there any risks with changing to a smaller lender?A smaller lender is almost any institution outside of the big four banks (ANZ, CBA, NAB and Westpac). These include credit unions and building societies and ‘non-bank’ lenders. These lenders must follow the National Consumer Credit Protection Act 2009, which ensures the lender properly assesses whether a potential customer can realistically repay a loan, and that a specific standard if information is made accessible to potential customers.
Mark Bristow -
05 May, 2017 -
1 min read
Personal Loans
How long are $3000 loans?Medium amount loans can be repaid between 16 days and 2 years. Many personal loans have terms between 1 year and 5 years, though some are as short as 6 months while others last for 10 years. Generally, the shorter a loan’s term, the more expensive your repayments, but the less total interest you’ll pay. … Continue reading "How long are $3000 loans?"
Mark Bristow -
10 Aug, 2018 -
1 min read