Sale

All the lenders participating in the Switch & Save Sale are regulated by either the Australian Prudential Regulation Authority (APRA) or the Australian Securities and Investments Commission (ASIC)...

Mark Bristow -

04 May, 2017 -

3 min read

Sale

A smaller lender is almost any institution outside of the big four banks (ANZ, CBA, NAB and Westpac). These include credit unions and building societies and ‘non-bank’ lenders. These lenders must follow the National Consumer Credit Protection Act 2009, which ensures the lender properly assesses whether a potential customer can realistically repay a loan, and that a specific standard if information is made accessible to potential customers.

Mark Bristow -

05 May, 2017 -

1 min read

Personal Loans

Medium amount loans can be repaid between 16 days and 2 years. Many personal loans have terms between 1 year and 5 years, though some are as short as 6 months while others last for 10 years. Generally, the shorter a loan’s term, the more expensive your repayments, but the less total interest you’ll pay. … Continue reading "How long are $3000 loans?"

Mark Bristow -

10 Aug, 2018 -

1 min read