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Sale

What happens if I don’t know my monthly repayments?

Your repayments should appear on your bank statements or your internet banking. Some people make weekly or fortnightly repayments so if that’s you, make sure you convert them to monthly calculations.

Mark Bristow

Mark Bristow -

05 May, 2017 -

1 min read

Personal Loans

How long are $3000 loans?

Medium amount loans can be repaid between 16 days and 2 years. Many personal loans have terms between 1 year and 5 years, though some are as short as 6 months while others last for 10 years. Generally, the shorter a loan’s term, the more expensive your repayments, but the less total interest you’ll pay. … Continue reading "How long are $3000 loans?"

Mark Bristow

Mark Bristow -

10 Aug, 2018 -

1 min read

Sale

Are there any risks with changing to a smaller lender?

A smaller lender is almost any institution outside of the big four banks (ANZ, CBA, NAB and Westpac). These include credit unions and building societies and ‘non-bank’ lenders. These lenders must follow the National Consumer Credit Protection Act 2009, which ensures the lender properly assesses whether a potential customer can realistically repay a loan, and that a specific standard if information is made accessible to potential customers.

Mark Bristow

Mark Bristow -

05 May, 2017 -

1 min read

Sale

How do you determine which products I am shown?

When you sign up to the Switch & Save Sale, you’ll supply some basic information about your current loan including...

Mark Bristow

Mark Bristow -

05 May, 2017 -

1 min read

Sale

How does it work?
RateCity

RateCity -

28 Apr, 2017 -

1 min read

Sale

Is switching simple? Why should I refinance?

Refinancing is when you change your home loan from one loan to another – provided either by the same lender or by switching to a different lender. When you refinance, you are technically paying out your old home loan early and starting up a new one.

Mark Bristow

Mark Bristow -

04 May, 2017 -

3 min read