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Basic Investment Loan (Principal and Interest) (LVR < 80%)

Customise your mortgage repayments by entering your details:

I want to borrow

Loan Term

years

Repayment Frequency

Pros:
  • No ongoing fees
  • Extra repayments + redraw services
  • Repayments may decrease if RBA cuts rates
Cons:
  • Discharge fee at end of loan
  • Not available for self-employed borrowers
  • Repayments may increase if RBA raises rates

Details & Fees

Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$50k - $1mCalculate how much you can borrow »
Total repayments
Total repayments
$595,512View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
5 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $15
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors
Applicable States
Applicable StatesACT, NSW, QLD, VIC
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$600
Application fee
Application fee$600
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$300
Maximum LVR
Maximum LVR
80%
Interest rate structure
Interest rate structure
Variable
Borrowing range
Borrowing range
$50k - $1mCalculate how much you can borrow »
Total repayments
Total repayments
$595,512View repayment schedule »
Principal & interest
Principal & interest
Interest only
Interest only
Loan term
Loan term
5 - 30 years
Offset account
Offset account
Extra repayments
Extra repayments
Unlimited extra repayments
Redraw facility
Redraw facility
Redraw fee: $15
Allows split interest
Allows split interest
Suitable For
Suitable ForInvestors
Applicable States
Applicable StatesACT, NSW, QLD, VIC
Make Repayments
Make RepaymentsFortnightly, Monthly, Weekly
Estimated upfront fees
Estimated upfront fees
$600
Application fee
Application fee$600
Settlement fee
Settlement fee$0
Valuation fee
Valuation fee
$0
Legal fee
Legal fee
$0
Ongoing fee
Ongoing fee
$0
Discharge fee
Discharge fee$300

Northern Beaches Credit Union (NBCU) provides a full range of financial products for people living in the Northern Beaches and Central Coast region of NSW including a wide selection of home loan products.

To bank with NBCU, you need to be a member, however it is helpful to know that any profits made by NBCU are returned to the business, unlike the major banks where the profits go to the shareholders.

NBCU’s products and services include:

  • Home loans
  • Personal loans
  • Overdrafts
  • Savings and transaction accounts
  • Term deposits

Northern Beaches Credit Union Home Loan Calculator  
Interested in a NBCU home loan? RateCity has a suite of calculators that can show you what your repayments would be and how NBCU compares to its competitors. Simply plug in your borrowing amount below.

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