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IMB Bank Credit Cards

IMB Bank has provided financial services for Australians since 1880 and has branches in Illawarra, Sydney, NSW South Coast, the ACT and Melbourne.

IMB Bank offers a limited range of credit cards in addition to other personal finance products such as savings accounts, insurance products, financial planning, term deposits and loans.

Members can access their accounts through their mobile device or 24/7 phone banking from a locally based call centre.

IMB Bank Credit Cards rates

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About IMB Bank credit cards

IMB Bank offers a narrow range of credit cards that serve the needs of customers looking for a lower-rate credit card or a rewards card.

With only two options available, IMB Bank credit card interest rates range from moderately low to high.

IMB Bank credit card annual fees vary from moderately low to moderately high, depending on the type of product you choose. However, annual fee discounts may also be available. Late payment fees are low.

IMB Bank credit card customers can enjoy a moderate number of interest-free days on purchases. IMB Bank’s platinum credit card also comes with a rewards program that allows cardholders to redeem earned points for gift cards and cash back.

Additionally, IMB Bank credit cards come with an introductory balance transfer deal for customers wishing to transfer and pay off existing debt from another lender at no interest for a limited time.

IMB Bank credit cards review

With a limited selection to choose from, IMB Bank credit cards serve a specific customer base – namely, those who wish to cut down on unnecessary costs or customers looking to earn rewards for spending.

Earning rewards such as gift cards and cash back offers could be appealing for those who seek benefits from their spending, but the exclusion of a frequent flyer program could dissuade frugal Australians who travel regularly.

IMB Bank credit cards also offer a limited-time balance transfer deal that could be appealing to those who are looking to switch cards.

Although an IMB Bank credit card with moderately low rates and fees exists, people wanting to reduce the risk of debt or really cut down on costs might want to compare other options before committing, as IMB Bank typically doesn’t offer the lowest rates or fees on the market.

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  • ^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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