Since 1880, IMB has been helping Australians reach their financial goals by providing them with access to banking, home and personal loans, financial planning and a wide range of financial products and services. IMB bank has a large community focus and works actively with local communities to provide financial support for projects. Over the years, IMB has grown its branch network throughout the Illawarra, Sydney, NSW South Coast, the ACT and Melbourne.
IMB Loan Calculator
Interested in an IMB home loan? RateCity has a suite of calculators that can show you what your repayments would be and how IMB compares to its competitors. Simply plug in your borrowing amount below.
- IMB have a wide variety of home loan products to suit most borrowers.
- IMB loans have flexible options.
- Loans can be packaged with other products.
- Some loans offer discounts on interest rates.
- Some IMB loans are not available to refinancers and investors.
- Some loans products include fees.
IMB home loan customers can contact the bank via the customer support contact centre six days a week. Alternatively, home loan customers who prefer face-to-face banking can pop into a branch or book an appointment with an IMB mobile lender through the website. Customers also have the option of emailing their enquiry through an online contact form.
✓ Customer service centre (phone)
✓ Mobile app
✓ Online banking
✓ Online Chat
✓ Mobile banking staff
IMB Home Loan Calculator
Cash Out Amount
Remaining loan term:
26 years and 8 months
Savings over 10 years
Savings Over Years
Estimated upfront fees
Go To Site
Savings Over Years$30.2kSavings over 10 years
Savings Over Years$25.9kSavings over 10 years
Savings Over Years$20.5kSavings over 10 years
Savings Over Years$15.1kSavings over 10 years
Savings Over Years$15.6kSavings over 10 years
Savings Over Years$29kSavings over 10 years
IMB Home Loans
IMB Platinum Package Loan InvestorFixedRefinancer
IMB’s Platinum Package is a loan that bundles various IMB financial products together to streamline you banking needs.
IMB Budget Home Loan Variable
The IMB Budget Home Loan is a basic variable mortgage for new owner-occupiers, with some flexible features that allow borrowers to reduce interest costs over the life of the loan.
IMB Accelerator Home Loan Variable
The IMB Accelerator Home Loan is a variable rate loan that offers a variety of features to owner-occupier borrowers who want to pay off their loan as quickly as possible.
IMB Fixed Rate Loan InvestorFixedRefinancer
If you’re looking for the security of a fixed interest rate, the IMB Fixed Rate Loan lets you lock in a rate for a period of up to five years the added flexibility of making repayments in advance.
IMB Essentials Loan Variable
The IMB Essentials Home Loan is a variable rate loan with no ongoing fees and options such as early repayments, a redraw facility and a 100 per cent offset account.
IMB Discount Split Loan Variable
The Discount Split Loan from IMB offers owner-occupiers a home loan split between a discounted variable rate and a fixed rate.
How to Apply
IMB provides potential customers with multiple ways of applying for a home loan. This includes filling out an online application form, calling an IMB Loan Specialist or applying in person at an IMB Branch if you’re in NSW. Before applying for a home loan it is advisable to think about how much money you could conceivably borrow given your financial situation and income. You will also need to provide documentation when applying for a home loan. This will include:
- Proof of identification.
- Proof of income – whether you are self-employed or work for an employer.
- Information regarding your current debts, liabilities and assets.
- Information relating to the property you are buying including a contract of sale.