Package Fixed Home Loan (Principal and Interest) 3 Years
- Last updated on 14 Jul 2020
Discount Variable Home Loan
Make the move to UBank's award winning home loan
2.49%
Variable
2.49%
Owner Occupier Discounted Variable Rate
2.29%
Fixed - 3 years
3.72%
$1,153
based on $300,000 loan amount for 25 years
Pros
- No upfront fees
- Suitable for low deposits
- Parents can sign as guarantor
- Repayments will not change during fixed period
Cons
- Limited extra repayments
- No redraw and no offset
- Annual fee charged
- Discharge fee at end of loan
Maximum LVR 95% | Interest rate structure Fixed - 3 years |
Borrowing range $100k - $100m | Total Repayments $415,080 |
Principal & interest | Interest only |
Loan term range 1 - 30 years | Offset account No |
Extra repayments Allowed with restrictions | Redraw facility |
Allows split interest | Suitable For Owner Occupiers |
Applicable States ACT, NSW, NT, QLD, SA, TAS, VIC, WA | |
Total estimated upfront fees $0 | Application fee $0 |
Settlement fee $0 | Valuation fee $0 |
Legal fee $0 | Other upfront fee $0 |
Ongoing fee $395 annually | Discharge fee $350 |
Property Type | SMSF Trustee |
Minimum SMSF Amount |
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People’s Choice Credit Union dates back to 1949 and is now one of Australia’s largest credit unions. The organisation was created through the merger of Australian Central and Savings & Loans in December 2009. Member-owned, its customers get a say in how the credit union is run. People’s Choice meets the same regulatory standards as banks and provides a wide range of financial products and services, including home loans, business accounts, and savings and investment products as well as financial advice.
People’s Choice Credit Union Home Loan Calculator
Interested in an People’s Choice Credit Union home loan? RateCity has a suite of calculators that can show you what your repayments would be and how People’s Choice Credit Union compares to its competitors. Simply plug in your borrowing amount below.
