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People's Choice Credit Union Car Loans

People’s Choice Credit Union is an exciting financial institution focused on people, not profit. Formed through the merger of two of Australia’s most respected credit unions – Savings & Loans and Australian Central, People’s Choice Credit Union offers an exciting new way of banking. As a credit union, any profits made are reinvested back into better products and services for members and building strong communities. Their customers and owners are the same people – everything they do is designed to benefit their members.

People's Choice Credit Union car loan repayment calculator

Thinking about taking out a car loan with People's Choice Credit Union? Use our car loan calculator to see how much you’d have to repay under different borrowing scenarios. You can also see how People's Choice Credit Union car loans compare with other options.

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People's Choice Credit Union Car Loans rates

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FAQs

A guarantor on a car loan is a third party, usually a relative or friend, who guarantees to meet the repayments of a loan for the purchase of a car, if the borrower/owner of the car defaults on the loan.

Guarantor car loans can be useful for people who would otherwise struggle in being accepted for credit to purchase a vehicle. These may include people with bad credit, students and young people who may have no credit history, as well as some pensioners.

Many lenders offer guarantor car loans, guarantor personal loans and guarantor home loans, because of the significantly reduced risk to the lender.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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