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People's Choice Credit Union Car Loans

People’s Choice Credit Union offers finance for new vehicles. Borrowing amounts start at $2,000. Loan terms last for up to 10 years, with borrowers able to choose weekly, fortnightly or monthly repayments. An establishment fee applies, but there are no monthly account-keeping fees. There are no penalties for closing the loan early or making additional repayments. Redraws are available against extra repayments, although there is a $250 minimum. People’s Choice Credit Union also offers banking, home loans, personal loans, credit cards, insurance and financial planning. It is a customer-owned institution with more than 350,000 members.

People's Choice Credit Union car loan repayment calculator

Thinking about taking out a car loan with People's Choice Credit Union? Use our car loan calculator to see how much you’d have to repay under different borrowing scenarios. You can also see how People's Choice Credit Union car loans compare with other options.

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People's Choice Credit Union Car Loans rates

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A guarantor on a car loan is a third party, usually a relative or friend, who guarantees to meet the repayments of a loan for the purchase of a car, if the borrower/owner of the car defaults on the loan.

Guarantor car loans can be useful for people who would otherwise struggle in being accepted for credit to purchase a vehicle. These may include people with bad credit, students and young people who may have no credit history, as well as some pensioners.

Many lenders offer guarantor car loans, guarantor personal loans and guarantor home loans, because of the significantly reduced risk to the lender.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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