People’s Choice Credit Union is an exciting financial institution focused on people, not profit. Formed through the merger of two of Australia’s most respected credit unions – Savings & Loans and Australian Central, People’s Choice Credit Union offers an exciting new way of banking. As a credit union, any profits made are reinvested back into better products and services for members and building strong communities. Their customers and owners are the same people – everything they do is designed to benefit their members.
People's Choice Credit Union car loan repayment calculator
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People's Choice Credit Union Car Loans rates
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monthly over 5 years
$20k to $100k
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A guarantor on a car loan is a third party, usually a relative or friend, who guarantees to meet the repayments of a loan for the purchase of a car, if the borrower/owner of the car defaults on the loan.
Guarantor car loans can be useful for people who would otherwise struggle in being accepted for credit to purchase a vehicle. These may include people with bad credit, students and young people who may have no credit history, as well as some pensioners.
Many lenders offer guarantor car loans, guarantor personal loans and guarantor home loans, because of the significantly reduced risk to the lender.