What is a Split Home Loan?

A split rate loan puts a fixed rate of interest on a percentage of what you owe, and a variable interest rate on the remainder, so you can enjoy benefits from both rate types. If your lender lowers its variable interest rates, you’ll enjoy some savings on a percentage of your repayments. And if variable rates rise, the percentage of your loan with the fixed rate should help to minimise the impact on your loan’s affordability.

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