Alex Ritchie

Personal Finance Writer

Alex is a personal finance writer and PR professional at RateCity, and has been writing about finance for over three years. She is passionate about closing the gender pay and superannuation gap, and aims to help young Aussies to overcome their financial apathy and better manage their finances. Alex has been published in numerous print and online outlets, including Money Magazine, Lifehacker Australia, and Business Insider.

407 articles written by Alex Ritchie

Home Loans

Australia’s new lowest home loan rate breaks records at 1.75% with UBank

There’s a new lowest fixed home loan rate in Australia, with UBank offering home loan customers a new rock-bottom 3-year fixed rate of only 1.75 per cent.

Savings Accounts

How to grow your savings in the time of low interest rates

While COVID-19 hit many people hard, it has also helped so many households get ahead by boosting their rainy-day fund. But many Australians may be wondering how they can be expected to actually grow their new-found savings in the current low-rate environment.

Home Loans

New home sales double in December thanks to HomeBuilder

The volume of new home sales, or future detached home constructions, doubled in December from the number of sales recorded in November, according to HIA.

Home Loans

House rental prices rise, unit rental prices fall hard across country

The gap between house and unit rental prices has grown over the December quarter, according to the latest data from Domain’s December Rental Report.

Home Loans

Home loan cashback deals for January 2021

There are a range of home loan cashback deals on offer this month, with the majority targeting refinancers. If you’ve been considering refinancing to a new home loan lender, 2021 may be the time to strike.

Credit Cards

1 in 3 Aussies don’t know their credit card interest rate, do you?

New research from Defence Bank has found that one in three (35 per cent) of credit card holders don’t know their interest rate. If you’re constantly being stung by credit card interest, it may be worth considering switching to a low-rate credit card.

Savings Accounts

Saving slowed over Christmas, but Aussies squirrelled away $100b

The rate of savings slowed in November according to the latest data from the Australian Prudential Regulation Authority (APRA), as millions of Aussies undoubtedly spent more on groceries and gifts in the lead up to Christmas.

Bank Accounts

Best bank accounts for January 2021

As savings accounts and term deposit rates dip below 1 per cent, ensuring you have the most competitive bank account can be a great way to kick off your 2021 financial health check.

Home Loans

What would negative interest rates mean for your finances?

And as a Denmark bank announces that it is now offering 20-year home loans at zero per cent interest, you may be wondering what would a negative interest rate environment look like in Australia?

Credit Cards

Credit card hangover: how to pay off your holiday debt

If you find yourself struggling with a credit card debt hangover, there are steps you can take to get your finances back under control.