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984 articles written by Alex Ritchie

Credit Cards

How to claim Qantas frequent flyer points on Emirates

Qantas and Emirates’ combined network is one of the most extensive across the world. The good news for frequent flyers is that you can earn Qantas frequent flyer points from Emirates flights, depending on the destination and the fare. 

alex-ritchie

Alex Ritchie -

25 Jul, 2024 -

3 min read

Home Loans

What is the smallest home loan you can get?

If you’re shopping around for a home loan, you may be surprised to learn that borrowing a small amount can be just as challenging as trying to take out a massive mortgage. This is because mortgage lenders typically have minimum amounts they are willing to lend.

alex-ritchie

Alex Ritchie -

25 Jul, 2024 -

4 min read

Car Loans

Are salary sacrifice car schemes worth it? Pros and cons of salary sacrificing for a car

Having a vehicle can be a necessity, whether you need one for work or to take your family from A to B. However, even used cars do not always come cheap. If you’re not sure how to purchase your next vehicle, a salary sacrifice car loan may be a finance option worth considering.

alex-ritchie

Alex Ritchie -

22 Jul, 2024 -

5 min read

Car Insurance

Are stolen car keys covered by insurance?

Having your car key stolen can be both frustrating and costly. However, the cost of replacing your stolen car keys will likely be covered by car insurance policies that include theft cover.

alex-ritchie

Alex Ritchie -

15 Jul, 2024 -

3 min read

Car Insurance

What does insurance cover if your car is stolen?

Australia is considered the lucky country, but unfortunately it has one of the highest rates of vehicle thefts in the world. If you have stolen car insurance, It’s important to know what your policy may cover if you’re the victim of car theft, and how you might increase your chances of having your insurance claim approved. 

alex-ritchie

Alex Ritchie -

11 Jul, 2024 -

5 min read

Home Insurance

Home insurance cancellation and refunds: what you need to know

You can typically cancel your home insurance policy at any time without having to wait for your renewal notice. You will not need to explain why or provide evidence; it should just be part of your policy to cancel when needed. However, some insurers may charge a small home insurance cancellation fee. 

alex-ritchie

Alex Ritchie -

05 Jun, 2024 -

4 min read

Home Insurance

Does home insurance cover tree root damage?

Home insurance policies do not often specifically cover you for tree root damage. Instead, if your home is insured, your policy may include coverage for tree damage contingent on it being caused by a storm, or other event covered by insurance - even if the tree is not on your property.

alex-ritchie

Alex Ritchie -

16 May, 2024 -

5 min read

Home Insurance

Do you need flood insurance?

If you have home and contents insurance, your policy may include flood insurance as standard. But flood insurance coverage is not mandatory. After the 2011 Queensland floods, the federal government pushed for flood insurance to become compulsory for insurance policies to cover, but this was not approved.

alex-ritchie

Alex Ritchie -

16 May, 2024 -

3 min read

Home Insurance

Insurance claims worst case: what to do when your claim is rejected or taking too long

If your home insurance claim has been delayed or denied, you can ask for support from the insurer, or lodge a complaint. As a last resort, you could consider taking your dispute to a tribunal, or even to court.

alex-ritchie

Alex Ritchie -

15 May, 2024 -

6 min read

Home Insurance

What you should know about the cost of house insurance

Your home insurance policy should fit your budget, but also offer the best possible coverage. Generally, the more cover your policy offers, the more the premiums may cost. It is important to understand what you're paying for when comparing home and contents insurance options.

alex-ritchie

Alex Ritchie -

13 May, 2024 -

5 min read