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Alex Ritchie Personal Finance Writer

Alex is a personal finance writer and PR professional at RateCity, and has been writing about finance for over three years. She is passionate about closing the gender pay and superannuation gap, and aims to help young Aussies to overcome their financial apathy and better manage their finances. Alex has been published in numerous print and online outlets, including Money Magazine, Lifehacker Australia, and Business Insider.

Articles by Alex Ritchie
321 articles written by this author
Credit Cards

Should you get a credit card during uni?

As another year of university starts again, many young Aussies may be asking themselves how they’ll be able to afford the costs that come with schooling. One option students may turn to is taking out a credit card. But is this really the best option for your schooling years?

Alex Ritchie
Feb 19, 2020( 7 min read )
Home Loans

Singles step into property market thanks to government scheme

Aussie first home buyers who may have felt priced out of the property market are now getting a foot on the ladder, thanks to the First Home Loan Deposit Scheme.

Alex Ritchie
Feb 17, 2020( 4 min read )
Home Loans

ANZ cuts interest rate floor

ANZ will decrease its interest rate floor for home loan serviceability assessments from 5.5 per cent to 5.25 per cent, effective 17 February. 

Alex Ritchie
Feb 11, 2020( 3 min read )
Credit Cards

CommBank launches new rewards credit card

CommBank has launched a new rewards credit card, with customers able to earn up to 3 Awards points for every dollar spent.

Alex Ritchie
Feb 1, 2020( 3 min read )
Home Loans

Home buying intentions at record high

Home auctions may soon be even more crowded, with Commonwealth Bank (CBA) reporting that home buying intentions have reached record highs. 

Alex Ritchie
Jan 24, 2020( 4 min read )
Home Loans

Stuck with a bank you don't like? There may be a psychological reason

Consumer inertia may be the reason why millions of Aussies choose to stay with their bank, even if it refuses to pass on a full RBA-led rate cut or charges higher than average fees.

Alex Ritchie
Jan 21, 2020( 1 min read )
Bank Accounts

Fix your finances in 2020 and save over $3,000

Start the new year with more money in your pocket by making four simple changes to your finances – it may save you around $3,000 in 2020.

Alex Ritchie
Jan 17, 2020( 5 min read )
Home Loans

Lowest rates from banks in the First Home Loan Deposit Scheme

The First Home Loan Deposit Scheme is officially accepting applications, with 3,000 first home buyers already reserving a place, according to Domain data.

Alex Ritchie
Jan 13, 2020( 4 min read )
Credit Cards

Travel-friendly money moves for your 2020 adventures

It’s easy to rack up overseas costs, including foreign ATM fees and currency conversion fees, when you’re living in the moment. However, if you can put in a little time and planning before your trip, you could save big.

Alex Ritchie
Jan 1, 2020( 4 min read )
Personal Loans

Engaged over Christmas? Here’s how to actually afford a wedding

When it comes to paying for your wedding, not everyone has family who can help them out. Here are a few ways you can help keep costs down and pay for your wedding.

Alex Ritchie
Dec 29, 2019( 4 min read )
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