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Alex Ritchie Personal Finance Writer

Alex is a personal finance writer and PR professional at RateCity, and has been writing about finance for three years. She is passionate on topics such as gender pay and superannuation gap, and committed to helping young Aussies manage their finances better. Before RateCity, Alex spent time as an editor for magazines and has seen her work published in numerous print and online outlets.

Articles by Alex Ritchie
301 articles written by this author
Savings Accounts

Savers suffer as big banks cut bonus rates

ANZ and NAB have today cut the interest rates on their savings accounts on the back of last week’s cut to the cash rate, affecting millions of customers. 

Alex Ritchie
Oct 11, 2019( 4 min read )
Home Loans

What to expect if the RBA cuts the cash rate next week

The Reserve Bank of Australia is tipped to cut the cash rate next Tuesday for the third time this year. Aussies everywhere will no doubt be wondering how much their banks will pass on to them.

Alex Ritchie
Oct 9, 2019( 6 min read )
Home Loans

Suncorp, HSBC & Bankwest: who’s cut home loan rates so far?

Two days on from the Reserve Bank of Australia's decision to cut rates, and we've only seen a small group of lenders announce rate cuts.

Alex Ritchie
Oct 9, 2019( 2 min read )
Savings Accounts

Resuscitate your nest egg with these simple tips

Aussies will certainly be feeling the pinch as financial institutions slash savings and term deposit rates to record-lows. Here are a few simple steps you can follow to help boost your nest egg.

Alex Ritchie
Sep 16, 2019( 5 min read )
Bank Accounts

From paper to plastic – how to ditch fees for good

A small fee on your last bank transaction might feel like a drop in the ocean, but if you’re ignoring all your account fees, you may soon be struggling to keep your head above water. If you take the time to do your research, you could ditch the pesky fees for good.

Alex Ritchie
Sep 11, 2019( 7 min read )
Home Loans

Rates starting with ‘2’ to become new norm

A growing number of lenders are set to offer home loans that start with a ‘2’ on the back of the next RBA cut, which is expected to come in the next few months, and potentially as early as Tuesday.

Alex Ritchie
Aug 29, 2019( 3 min read )
Home Loans

Saving for a home? It might take you ten years

New CoreLogic figures have painted a more stable picture of the Australian housing market but saving for a house deposit can still take up to ten years to achieve.

Alex Ritchie
Aug 14, 2019( 4 min read )
Home Loans

Cash rate back in a holding pattern while new customer rates continue to fall

The RBA left the cash rate on hold this month at a record low of 1 per cent, but borrowers can still get a further rate cut if they turn themselves into new customers.

Alex Ritchie
Aug 6, 2019( 2 min read )
Home Loans

How you can still get a slice of the Great Australian Dream

Over 70 per cent of Australians still consider property ownership to be the Great Australian Dream, according to new research from Commonwealth Bank of Australia.

Alex Ritchie
Jul 22, 2019( 3 min read )
Savings Accounts

The new fintech helping kids understand money

The humble piggy bank can take a backseat to this new financial tool helping your kids understand and save money.

Alex Ritchie
Jul 17, 2019( 3 min read )
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