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Alex Ritchie

Articles by Alex Ritchie
Home Loans

Saving for a home? It might take you ten years

New CoreLogic figures have painted a more stable picture of the Australian housing market but saving for a house deposit can still take up to ten years to achieve.

Alex Ritchie

Alex Ritchie

Aug 14, 2019( 4 min read )
Home Loans

Cash rate back in a holding pattern while new customer rates continue to fall

The RBA left the cash rate on hold this month at a record low of 1 per cent, but borrowers can still get a further rate cut if they turn themselves into new customers.

Alex Ritchie

Alex Ritchie

Aug 6, 2019( 2 min read )
Home Loans

How you can still get a slice of the Great Australian Dream

Over 70 per cent of Australians still consider property ownership to be the Great Australian Dream, according to new research from Commonwealth Bank of Australia.

Alex Ritchie

Alex Ritchie

Jul 22, 2019( 3 min read )
Savings Accounts

The new fintech helping kids understand money

The humble piggy bank can take a backseat to this new financial tool helping your kids understand and save money.

Alex Ritchie

Alex Ritchie

Jul 17, 2019( 3 min read )
Savings Accounts

ANZ and NAB first big banks to cut savings rates again

ANZ and NAB have today reduced their savings rates following the Reserve Bank’s 2 July decision to cut the cash rate to 1 per cent.

Alex Ritchie

Alex Ritchie

Jul 12, 2019( 4 min read )
Home Loans

Home lending continues to fall.. but for how long?

ABS figures out today show first home buyers have continued to gain market share while the rest of the home lending market continues to fall.

Alex Ritchie

Alex Ritchie

Jul 11, 2019( 2 min read )
Home Loans

Fewer homes taken to auction in July

New research from CoreLogic has found that auction volumes remain lower year-on-year, with the number of homes taken to auction over the first week of July less than that of the same time last year.

Alex Ritchie

Alex Ritchie

Jul 8, 2019( 3 min read )
Home Loans

APRA changes: why the average Aussie family can now borrow $60K more

APRA’s decision today to remove the 7 per cent floor on home loan serviceability assessments will help take the brakes off Australia’s home loan credit crunch.

Alex Ritchie

Alex Ritchie

Jul 5, 2019( 3 min read )
Home Loans

Why the banks aren’t likely to pass on the next RBA rate cut in full

The RBA could cut the cash rate again as early as tomorrow however it’s unlikely the big four banks will pass it on in full.

Alex Ritchie

Alex Ritchie

Jul 1, 2019( 3 min read )
Savings Accounts

Tough time for savers as the big four banks slash interest rates

RateCity.com.au data shows that over 47 banks have dropped their savings rates since the RBA cash rate cut on June 4, including ING, AMP, Bank of Queensland, ME, Suncorp and Bendigo, in addition to the big 4 banks.

Alex Ritchie

Alex Ritchie

Jun 26, 2019( 4 min read )
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