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999 articles written by Alex Ritchie

Home Loans

Big banks vs small banks for mortgages

Choosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?

alex-ritchie

Alex Ritchie -

05 Mar, 2024 -

6 min read

Credit Score

Does your credit score directly relate to how much money you can take out?

If you’re applying for credit products you may be wondering how much your credit score comes into play. But did you know your credit score may impact the amount of money you’re approved for?

alex-ritchie

Alex Ritchie -

19 Jan, 2024 -

4 min read

Car Insurance

Worst suburbs for shopping centre car park collisions: Are you insured for the holiday season?

Discover the most at-risk times of day, and suburbs for shopping centre car park collisions. It is a timely reminder to take time this silly season to ensure that your car insurance policy is the best fit for you. 

alex-ritchie

Alex Ritchie -

20 Dec, 2023 -

3 min read

Home Loans

Can foreigners buy property in Australia? Everything you need to know

Yes, foreign residents can buy property in Australia. However, there are generally more hoops to jump through than if you were a citizen or permanent resident looking to buy.

alex-ritchie

Alex Ritchie -

19 Dec, 2023 -

5 min read

Personal Loans

Credit card vs personal loan: which is better?

Choosing between a personal loan and a credit card can be a tough financial decision. Let’s explore whether a credit card or a personal loan may be better for your specific financial goals. 

alex-ritchie

Alex Ritchie -

13 Dec, 2023 -

4 min read

Personal Loans

International fintech Revolut offering personal loans: How they top the big banks

Revolut has brought its competitive personal loan offerings across the world to the Australian market. It’s a timely reminder that comparing lenders outside of the big four banks could save you significantly in interest repayments. 

alex-ritchie

Alex Ritchie -

12 Dec, 2023 -

3 min read

Car Loans

New year, new car: Top-rated car loans going into 2024

The volume of new car sales in December has broken previous records. If you’re considering purchasing a vehicle, you’ll want to know the most competitive car loan options available.

alex-ritchie

Alex Ritchie -

05 Dec, 2023 -

3 min read

Home Loans

14 home loan cashback deals still available in December

In December, there are 14 lenders offering cashback deals ranging from $2,000 up to $10,000. Refinancers and first home buyers have a range of deals to compare, as well as other competitive incentives.

alex-ritchie

Alex Ritchie -

05 Dec, 2023 -

5 min read

Car Insurance

Does pay as you drive car insurance save you money?

Pay As You Drive insurance works by allowing customers to only pay for the kilometres they drive instead of paying a fixed premium. Pay As You Drive policies aim to provide a more individualised approach to calculating insurance costs. 

alex-ritchie

Alex Ritchie -

30 Nov, 2023 -

4 min read

Home Insurance

Green insurance: ethical insurers in Australia

If you’re intent on making more sustainable choices this year - this could also include your insurance provider. Two major insurers, Auto & General and Huddle, have both committed to avoiding companies in the fossil fuel sector.

alex-ritchie

Alex Ritchie -

24 Nov, 2023 -

6 min read