Reward Me Home Loan (Interest Only) ($500k-$750k, LVR 60%-80%)

1. All customers who apply and are approved for an eligible Virgin Money Reward Me Home loan with total new borrowings of $300,000 - $999,999 with LVR of 90% or below will receive 100,000 bonus Velocity Points after settlement. All customers who apply and are approved for an eligible Virgin Money Reward Me Home loan with total new borrowings of $1,000,000 or more with LVR of 90% or below will receive 200,000 bonus Velocity Points after settlement. Applications must be received between 2 September and 29 November 2019 (inclusive) and settle by 28 February 2020. Only one set of bonus Velocity Points will be credited per primary borrower, based on the total amount drawn at settlement across all loans and will be credited to the Primary borrower’s Velocity account only, up to 60 days after settlement. 2. 1,000 Velocity Points allocated for every full $10,000 drawn at settlement. For construction loans, Velocity Points are paid after first drawing. 3. 1,000 Velocity Points per loan account per month. 4. Anniversary Points, currently 30,000 Velocity Points, are paid on every 3 year anniversary of the settlement date provided total borrowings are greater than $50,000 (net of any balances held in a linked offset facility). Points are only paid once regardless of the number of split borrowings a customer has with us and they must be a continuous Reward Me Home Loan customer during the period.

Customers who apply and are approved for a Virgin Money Reward Me Home Loan, with an LVR of 90% or under, will earn 10,000 Velocity Points for every $100,000 drawn at settlement. Receive 1,000 Velocity Points every month for each loan account and 30,000 Velocity Points every 3 year anniversary provided total borrowings are greater than $50,000.