Macquarie Bank

2.09%

p.a Fixed - 3 years

2.43%

p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

2.09%

p.a Fixed - 2 years

2.46%

p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

2.14%

p.a Fixed - 3 years

2.48%

p.a

Interest rates ranked in the best 20%
No ongoing fees
Split account option

Real Time Rating™

2.49%

p.a Variable

2.49%

p.a

Interest rates ranked in the best 20%
No ongoing fees
Extra repayments and redraw facility
Free redraw facility

Real Time Rating™

Macquarie Bank car loans

6.42%

p.a Variable

7.72%

p.a

Lower than average rate
Flexible repayment options
Can apply online
Can apply in branch

Real Time Rating™

6.92%

p.a Variable

8.22%

p.a

Flexible repayment options
Can apply online
Can apply in branch

Real Time Rating™

8.14%

p.a Variable

9.44%

p.a

Flexible repayment options
Can apply online
Can apply in branch

Real Time Rating™

9.01%

p.a Variable

10.31%

p.a

Flexible repayment options
Can apply online
Can apply in branch

Real Time Rating™

Macquarie Bank credit cards

20.70%

p.a

Receive 20,000 bonus Macquarie Reward points

$149

Bonus Points

20.70%

p.a

$149

Rewards Available through Qantas Frequent Flyer
Free domestic travel insurance
Free international travel insurance
Free supplementary cards

15.95%

p.a

$69

Lower than average ongoing purchase rate
Lower than average annual fee
Special events

20.70%

p.a

Receive 20,000 bonus Macquarie Reward points

$99

Bonus Points

Macquarie Bank superannuation

$505

Advisory services
Income protection
Variety of options

SuperRatings awards

Past 5-year return

8.90% p.a

$696

$841

Advisory services
Income protection
Term deposits
Variety of options

SuperRatings awards

Past 5-year return

8.90% p.a

$530

Advisory services
Income protection
Term deposits
Variety of options

SuperRatings awards

Past 5-year return

8.90% p.a

$528

$823

Advisory services
Income protection
Term deposits
Variety of options

SuperRatings awards

Past 5-year return

8.90% p.a

Macquarie Bank savings accounts

Maximum rate

1.10%

p.a intro 4 months then 0.95%

Base rate

0.95%

p.a

Special intro rate
No ongoing fees
No minimum balance
Features on 2021 RateCity Awards

Real Time Rating™

No foreign exchange fees and get up to 10% discounts on eGift cards.

Macquarie Bank bank accounts

Account Keeping Fees

Monthly

ATM Fee

Over 3,000 rediATMs

Card Type

MasterCard

Maximum Interest rate

0.20%

special

Real Time Rating™

Macquarie Bank term deposits

Interest rate

0.35%

p.a for 6 months

Min. deposit

$10,000

Next rate increased

0.40%

p.a for 9 months

Max rate

0.45%

p.a for 12 months

Interest can be paid to other institution
Interest rate variations available based on payment options
Automatic maturity rollover

Real Time Rating™