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What is the best iPhone plan?

Every iPhone user is different, so the best iPhone plan for you may not be the best iPhone plan for the next person. 

For example, you may want to check if the iPhone plan provider you’re considering operates on the Telstra or Optus network, and what the network service may be like in the areas where you’ll be using your iPhone the most. And if you’re planning a lot of overseas travel, an iPhone plan that can still provide service without costing an arm and a leg could be worth considering. 

You may be able to choose a plan that will let you own you iPhone in 12, 24, or 36 months, as well as covering calls, texts and internet. However, you may want to keep in mind that Apple frequently introduces new iPhone models, and decide whether you’d like a plan that offers the flexibility to upgrade when you want. 

What is the cheapest iPhone plan?

It can be relatively easy to find a cheap iPhone plan – simply compare a list of plan options and sort by cost. However, you may want still want to compare iPhone plans and consider how much value you may enjoy from the different options, based on their short-term and long-term cost and what is and isn’t included in the plan. 

It’s possible that the cheaper iPhone plans may not offer as many features and benefits as other plan options. For example, you may find that your data is limited, or you may be charged extra for accessing features you want, which could push up the plan’s cost higher than you realise. And while choosing an older iPhone model could help you save some money, you may miss out on some of the latest features.

Can you buy an iPhone without a plan?

It’s definitely possible to walk into an Apple store and walk out with a new iPhone without going onto a plan, though it may mean paying a significant upfront cost. 

Many iPhone plans include the cost of the phone, spread out over a term of 12, 24 or 36 months. You’ll often end up paying the same over time for the phone itself than you would by buying it outright upfront.  

Of course buying an iPhone by itself means you won’t be locked into a contract, so you’re free to choose your preferred sim-only plan, or even to go prepaid. Depending on your choices, this could potentially save you some money over the long term, so consider comparing your options.

Can you get an iPhone on prepaid?

It is possible to get an iPhone on prepaid, though you’ll often need to buy the iPhone itself upfront, which can be pricey. Though over the long run, you may end up paying less for the phone plus your calls and data than you may on a plan , though it’s important to compare the different options before making a decision.

It’s also worth considering whether a prepaid iPhone will be the most convenient option for you, as you may run the risk of running low on data and/or credit when you need it and having to top it up.

This article was reviewed by Personal Finance Editor Alex Ritchie before it was published as part of RateCity's Fact Check process.

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