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Term Deposit


Calculate term deposit interest for Holiday Coast Credit Union

Deposit amount

Savings term


Pros and Cons

  • Covered By government guarantee
  • Interest cannot be paid to other institution

Holiday Coast Credit Union term deposit rates

Savings Term
$1,000 - $4,999
$5,000 - $99,999
$100,000 - $499,999
3 months 1.60%2.05%2.05%
4 months 1.60%2.05%2.05%
5 months 1.60%2.05%2.05%
6 months 1.50%1.90%1.90%
7 months 1.50%1.90%1.90%
8 months 1.50%1.90%1.90%
9 months 1.50%1.90%1.90%
10 months 1.50%1.90%1.90%
11 months 1.50%1.90%1.90%
1 year 1.55%1.65%1.65%
2 years 1.45%1.60%1.60%
3 years 1.20%1.35%1.35%




Depending on your savings goals and how much you’re looking to invest, you have the option of choosing either a short or long term deposit account.

When comparing term deposit options, the term always refers to the amount of time the funds are deposited for.

Short term deposits are generally available for one month, two months, 90 days, four months, six months and 12 months. A long term deposit is any period from one year up to 10 years.

The easiest way to decide on the length of the term deposit is to think about your financial goals. If you’re planning a holiday or saving for a deposit, a short term deposit may work best. If you’ve got long-term financial goals or have more cash at your disposal, then a long term deposit may be a better option.

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