206 articles written by Peter Terlato
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How can I check if my car is insured?
In Australia, every registered car must be covered by Compulsory Third Party (CTP) insurance. You can check your car’s CTP cover from your number plate by contacting your state government or your insurer.
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Peter Terlato -
12 Jul, 2024 -
5 min read
![](https://images.ratecity.com.au/large/20231107/insurance-claim-denial-uF3vsecwX.jpg)
What are the most common reasons your home insurance claim will be denied?
A home insurer may choose to deny a claim for a wide range of reasons, from underinsurance and policy exclusions to undisclosed information or failure to maintain the property. Learning more about what could see a claim denied can help you make sensible decisions when considering filing a claim, and ensure that you're adequately covered.
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
26 Jun, 2024 -
7 min read
![](https://images.ratecity.com.au/large/20230206/roof-leaking-ZBeQsWNcQ.jpg)
How will home insurance cover water damage?
A home insurance policy will often cover water damage if the damage was sudden or accidental, such as if a pipe bursts or your home floods. But gradual water damage over time may be blamed on a lack of proper maintenance, which means your home insurance policy may not cover you.
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
05 Jun, 2024 -
4 min read
![](https://images.ratecity.com.au/large/20201207/roof-leak-R2Nn7iRDt.jpg)
Does home insurance cover roof leaks?
While many home insurance providers cover damage to the roof of your house, not all leaks are covered. Whether your claim will be accepted or denied often depends on the cause of the damage.
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Peter Terlato -
14 May, 2024 -
4 min read
![](https://images.ratecity.com.au/large/20221125/home-insurance-claim-54-CVuQLp.jpg)
Can you withdraw a home insurance claim?
You can often withdraw a home insurance claim without charges or hassles, though there may be exceptions, such as if the claim has already progressed too far.
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
14 May, 2024 -
3 min read
![](https://images.ratecity.com.au/large/20220908/flooding-australia-lT7Bj7N3t.jpg)
Extreme weather insurance costs set to triple by 2050: are you prepared?
Australians are resilient but the inflating cost of insurance premiums, as a result of extreme weather, will test our resolve over the course of the next few decades. Consider other economic factors, such as rising interest rates plus inflation, and the forecast is quite bleak. Discover what you can do to combat the doom and gloom.
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
21 Nov, 2023 -
4 min read
![](https://images.ratecity.com.au/large/20210209/i-stock-1208696915-WLrdtrD_V.jpg)
How much does the average Australian have in savings?
Savings can provide a safety net for individuals and households during periods of financial difficulty or stress. But how much does the average Australian actually have stashed away in their savings account?
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
15 Nov, 2023 -
3 min read
![](https://images.ratecity.com.au/large/20231113/woman-renting-out-room-B-Ke-nv6T.jpg)
How renting out a room could help pay off your mortgage
Leveraging extra space within your home can be a viable strategy for those looking to offset rising mortgage costs. However, it may be helpful to investigate the legal, financial, and practical aspects of this decision.
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
13 Nov, 2023 -
7 min read
![](https://images.ratecity.com.au/large/20180321112526/calculate-finance.jpg)
How do you refinance a car loan?
If you’re looking for a more competitive interest rate, or your circumstances have simply changed, it might be worth considering refinancing.
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
10 Nov, 2023 -
7 min read
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Buying land? Top personal loans for November 2023
If you're able to acquire a plot of land at a reasonable price, it has the potential to speed up your access to capital growth opportunities and offer flexibility for future development.
![peter-terlato](https://images.ratecity.com.au/large/20230908/peter-terlato-headshot-2-AGkJIEq9u.jpg)
Peter Terlato -
10 Nov, 2023 -
3 min read