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Compare joint bank accounts

Joint bank accounts let you to share financial responsibilities with another person. Compare joint account fees and features to find an option you can all be happy with.

Mark Bristow
Mark Bristow

Personal Finance Editor

Content updated

Product data updated

Minimum balance

$

Age group

Features

Features

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Debit card type

$0

$0

Using a major bank ATM in Australia

Visa

  • 2024 Award Winner
  • Special
  • App banking
  • Online banking
  • Visa debit card

$0

$0

Over 13,000 ATMs customers can use in Australia with no ATM fees

Visa

  • 2024 Award Winner
  • Cashback
  • App banking
  • Online banking
  • Visa debit card

$0

$0

Over 3,000 rediATMs

Visa

  • Special
  • App banking
  • Online banking
  • Visa debit card

$0

$0

Access at any ATM. Rebates on ATM withdrawal fees.

Visa

  • Cashback
  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

$0

$0

Over 7,000 ATMs

Visa

National Australia Bank Limited
NAB Retirement Account
  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

$0

$0

Over 2,000 ATMs

Visa

ANZ Banking Group Limited
Access Basic Account
  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

$5*

$0

Over 2,000 ATMs

Visa

ANZ Banking Group Limited
Access Advantage
  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

$4*

$0

Over 4,000 ATMs

MasterCard

Commonwealth Bank of Australia
Smart Access
  • App banking
  • Online banking
  • Overseas ATM facilities
  • MasterCard debit card

$0

$0

Over 4,000 ATMs

MasterCard

Commonwealth Bank of Australia
Streamline Basic
  • 2024 Award Winner
  • App banking
  • Online banking
  • Overseas ATM facilities
  • MasterCard debit card

$0

$0

Over 7,000 ATMs

Visa

National Australia Bank Limited
Classic Banking
  • 2024 Award Winner
  • Special
  • App banking
  • Online banking
  • Overseas ATM facilities
  • Visa debit card

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.