UniBank Everyday Direct Account | Review & Compare Bank Accounts | RateCity

Bank account summary
Features & fees
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Account Keeping Fees

$0*

Monthly

Maximum rate

0.00%

ATM Fee

$0

Over 3,000 rediATMs

Card Type

Visa

Account type

Everyday

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Pros and Cons

Pros:

$0 account keeping fee
Linked Visa debit card
App banking available
Apple Pay, Google Pay, Samsung Pay available

Cons:

You must deposit at least $2000 into your account each month for no monthly account fees
$4 Overseas ATM Withdrawal Fee
2.45% fees apply for overseas transactions

Features

Minimum opening amount	Minimum opening amount $0
Minimum balance	Minimum balance $0
Min. deposit for fee free	Min. deposit for fee free $2,000 Monthly
Min. age restrictions	Min. age restrictions 18 years old
Max. age restrictions	Max. age restrictions
Linked Account	Linked Account
Joint application available	Joint application available
Cheque services	Cheque services
ATM access	ATM access
EFTPOS Facility	EFTPOS Facility
Internet banking Facility	Internet banking Facility
App	App
Branch Access	Branch Access
Free counter transactions	Free counter transactions
Daily ATM withdrawal limit	Daily ATM withdrawal limit $1,000
Interest Calculation Frequency	Interest Calculation Frequency
Interest payment frequency	Interest payment frequency
Min. balance to activate rate	Min. balance to activate rate

Minimum opening amount	Minimum opening amount $0
Minimum balance	Minimum balance $0
Min. deposit for fee free	Min. deposit for fee free $2,000 Monthly
Min. age restrictions	Min. age restrictions 18 years old
Max. age restrictions	Max. age restrictions
Linked Account	Linked Account
Joint application available	Joint application available
Cheque services	Cheque services
ATM access	ATM access
EFTPOS Facility	EFTPOS Facility

Internet banking Facility	Internet banking Facility
App	App
Branch Access	Branch Access
Free counter transactions	Free counter transactions
Daily ATM withdrawal limit	Daily ATM withdrawal limit $1,000
Interest Calculation Frequency	Interest Calculation Frequency
Interest payment frequency	Interest payment frequency
Min. balance to activate rate	Min. balance to activate rate

Electronic Wallet Service

Apple Pay	Apple Pay
Google Pay	Google Pay
Samsung Pay	Samsung Pay

Fees

Account Keeping Fees	Account Keeping Fees $0* Monthly
Internet transaction fee	Internet transaction fee $0
EFTPOS Fee	EFTPOS Fee $0
Cheque fee	Cheque fee $0
Phone transaction fee	Phone transaction fee $3
Overseas eftpos fee	Overseas eftpos fee
Overseas atm withdrawal fee	Overseas atm withdrawal fee $4
Cheque dishonour fee	Cheque dishonour fee $10
Counter deposit fee	Counter deposit fee $0
Counter withdrawal fee	Counter withdrawal fee $3
Foreign transaction fee	Foreign transaction fee 2.45%
ATM withdrawal fee	ATM withdrawal fee $0
Network bank atm fee waiver	Network bank atm fee waiver $0
Other bank atm withdrawal fee	Other bank atm withdrawal fee

Account Keeping Fees	Account Keeping Fees $0* Monthly
Internet transaction fee	Internet transaction fee $0
EFTPOS Fee	EFTPOS Fee $0
Cheque fee	Cheque fee $0
Phone transaction fee	Phone transaction fee $3
Overseas eftpos fee	Overseas eftpos fee
Overseas atm withdrawal fee	Overseas atm withdrawal fee $4

Cheque dishonour fee	Cheque dishonour fee $10
Counter deposit fee	Counter deposit fee $0
Counter withdrawal fee	Counter withdrawal fee $3
Foreign transaction fee	Foreign transaction fee 2.45%
ATM withdrawal fee	ATM withdrawal fee $0
Network bank atm fee waiver	Network bank atm fee waiver $0
Other bank atm withdrawal fee	Other bank atm withdrawal fee

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