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Unsecured Personal Loan

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I want to borrow

Loan Term

years

Repayment Frequency

Unsecured Personal Loan Pros and Cons

Pros:
  • No ongoing fees
  • No early exit penalty
  • Can apply online
  • Can apply in branch
Cons:
  • Application fee charged

People's Choice Credit Union Unsecured Personal Loan Fees and Features

New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat
Student Loan
Student Loan
Debt Consolidation
Debt Consolidation
Renovation
Renovation
Shares
Shares
Holidays
Holidays
Medical Bill
Medical Bill
Wedding
Wedding
Upfront Fee
Upfront Fee
$250
Ongoing Fee
Ongoing Fee
$0
Early Exit Penalty Fee
Early Exit Penalty Fee
$0
Missed Payment Penalty
Missed Payment Penalty
$25
Redraw Activation Fee
Redraw Activation Fee
$0
Repayment Type
Repayment Type
Fixed
Loan Type
Loan Type
Unsecured
Secured by vehicle
Secured by vehicle
Secured by property
Secured by property
Security by bank deposits
Security by bank deposits
Available to 457 Visa Holders
Available to 457 Visa Holders
Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Line of Credit
Line of Credit
New Car
New Car
Used Car
Used Car
Motorcycle
Motorcycle
Boat
Boat
Student Loan
Student Loan
Debt Consolidation
Debt Consolidation
Renovation
Renovation
Shares
Shares
Holidays
Holidays
Medical Bill
Medical Bill
Wedding
Wedding
Upfront Fee
Upfront Fee
$250
Ongoing Fee
Ongoing Fee
$0
Early Exit Penalty Fee
Early Exit Penalty Fee
$0
Missed Payment Penalty
Missed Payment Penalty
$25
Redraw Activation Fee
Redraw Activation Fee
$0
Repayment Type
Repayment Type
Fixed
Loan Type
Loan Type
Unsecured
Secured by vehicle
Secured by vehicle
Secured by property
Secured by property
Security by bank deposits
Security by bank deposits
Available to 457 Visa Holders
Available to 457 Visa Holders
Redraw Facility
Redraw Facility
Extra Repayments
Extra Repayments
Line of Credit
Line of Credit
Other Benefits
Includes waived Zip account monthly fees

Compare and review personal loans with similar features

Interest Rates
Advertised Rate
Advertised Rate
From
6.99%
fixed
Advertised Rate
From
8.10%
fixed
Advertised Rate
From
8.50%
fixed
Advertised Rate
From
8.95%
fixed
Comparison Rate
Comparison Rate
7.69%
Comparison Rate
9.36%
Comparison Rate
9.06%
Comparison Rate
10.56%
Monthly Repayment
Monthly Repayment
$594
Monthly Repayment
$610
Monthly Repayment
$615
Monthly Repayment
$622
Total Repayments
Total Repayments
$35,640
Total Repayments
$36,600
Total Repayments
$36,900
Total Repayments
$37,320
Loan amount
Loan amount
$5k to $70k
Loan amount
$5k to $50k
Loan amount
$5k to $50k
Loan amount
$5k to $40k
Loan Fees
Upfront Fee
Upfront Fee
$500
Upfront Fee
3%
of loan amount
Upfront Fee
$150
Upfront Fee
$495
Ongoing Fee
Ongoing Fee
$0
Ongoing Fee
$0
Ongoing Fee
$5 monthly
Ongoing Fee
$13 monthly
Early Exit Penalty Fee
Early Exit Penalty Fee
$0
Early Exit Penalty Fee
$0
Early Exit Penalty Fee
$199
Early Exit Penalty Fee
Fee Applies
Missed Payment Penalty
Missed Payment Penalty
$15
Missed Payment Penalty
$35
Missed Payment Penalty
$0
Missed Payment Penalty
$35
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People’s Choice Credit Union is one of Australia’s largest credit unions and has provided financial assistance to customers since 1949.

People’s Choice Credit Union has over 1,000 employees serving more than 350,000 members around Australia, and 40 branches to visit (mostly located in South Australia).

Members have access to banking products such as personal loans, savings accounts, everyday banking, credit cards, home loans, term deposits and financial planning services.

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