3962 articles written by Alex Ritchie

Home Loans

The top 5 questions to ask when choosing a home loan

Whether you’re working with a mortgage broker, or doing it alone, there are some essential questions you need to ask when choosing a home loan.

Home Loans

Responsible lending rules are on the cutting board this federal budget

The responsible lending obligations that place the burden on banks to make sure a person can afford to repay the debt they’re being sold could be scrapped in the upcoming federal budget, Treasurer Josh Frydenberg has said.

Home Loans

CBA, Westpac, ING cut home loan rates as RBA cash rate speculation increases

CBA, Westpac and ING have all cut variable rate home loan rates as speculation of an imminent RBA rate cut increases.

Car Loans

Is it possible to pause my car loan repayments?

There may come a time when even the most cautious of borrowers experience an unavoidable blow to their finances, making it difficult to meet their previously manageable repayments.

Home Loans

Eviction moratoriums extended as COVID-19 lingers 

Investors managing rental properties won’t be able to evict tenants in the nation’s largest state after the government extended a moratorium. 


Poor superannuation choices could cost Australians $200,000: Stockspot

Choosing the wrong superannuation fund could set an average Australian back about $200,000 by retirement.

Home Loans

Lenders sweeten refinancing deals with thousands of dollars in cashbacks

Lenders are tempting mortgage holders with thousands of dollars in cashback offers in hopes of drawing in new customers.

Savings Accounts

Household wealth grew by $5881, a partial recovery for the quarter

Some of the value people lost in superannuation, shares and savings due to the COVID-19 pandemic has been recovered, quarterly figures reveal, but a larger rebound was held back by falling property values.

Home Loans

As deferrals end for 450,000 mortgages, APRA sends banks a warning 

The bank regulator has spelled out the obligations of banks as they resume the mortgage repayments of borrowers impacted by COVID-19 in an open letter to the industry.

Savings Accounts

Budget day rate cut on the cards for October: big banks

Two of the big four banks predict a budget day rate cut of 15 basis points could be on the cards.