Nbn

Many modern devices combine the functions of both a modem and a router for convenience.

Mark Bristow -

28 Feb, 2024 -

1 min read

Nbn

If you want to connect multiple devices to your home network, including over Wi-Fi, then yes, you will need both a modem and a router. In many cases, both functions can be performed by a single device.

Mark Bristow -

28 Feb, 2024 -

1 min read

Sale

We will need to pass your details on to the lender so they can contact you about submitting your application. We may also use your information to keep you up to date on future RateCity initiatives and news, if you select this option. You can opt out at any time.

Mark Bristow -

05 May, 2017 -

1 min read

Nonspecific

What can you do if you think you're the victim of a scam? Contact us immediately.

Leigh Stark -

19 Jan, 2023 -

1 min read

Sale

Unfortunately, the Switch & Save Sale is only for people who already have a home loan and want to refinance. There are thousands of other products on the ratecity.com.au site for first home buyers to consider outside of the sale event.

Mark Bristow -

05 May, 2017 -

1 min read

Nonspecific

If you're still concerned you might be the victim, you may want to see what the Australian Securities & Investment Commission advised after the 2022 Optus data breach, as its information could be relevant to your situation.

Leigh Stark -

19 Jan, 2023 -

1 min read

Nonspecific

If you're concerned that your identity is being fraudulently accessed and is being taken advantage of, change your passwords and report the incident immediately.

Leigh Stark -

19 Jan, 2023 -

1 min read

Sale

A smaller lender is almost any institution outside of the big four banks (ANZ, CBA, NAB and Westpac). These include credit unions and building societies and ‘non-bank’ lenders. These lenders must follow the National Consumer Credit Protection Act 2009, which ensures the lender properly assesses whether a potential customer can realistically repay a loan, and that a specific standard if information is made accessible to potential customers.

Mark Bristow -

05 May, 2017 -

1 min read

Sale

Your repayments should appear on your bank statements or your internet banking. Some people make weekly or fortnightly repayments so if that’s you, make sure you convert them to monthly calculations.

Mark Bristow -

05 May, 2017 -

1 min read

Personal Loans

Medium amount loans can be repaid between 16 days and 2 years. Many personal loans have terms between 1 year and 5 years, though some are as short as 6 months while others last for 10 years. Generally, the shorter a loan’s term, the more expensive your repayments, but the less total interest you’ll pay. … Continue reading "How long are $3000 loans?"

Mark Bristow -

10 Aug, 2018 -

1 min read

Bank Accounts

Transferring cash from Paypal into your bank account is simple��_if you have a Paypal account that is. Once you’re logged into your Paypal account, the account balance will appear on your home page. Below your balance are two options: Add money Withdraw money Choose option two if you want to transfer money from your Paypal … Continue reading "How do I transfer money from Paypal to my bank account?"

Nick Bendel -

30 Nov, 2017 -

1 min read

Nonspecific

While each breach is different, making sure you act on risk and prevent fallout is very important.

Leigh Stark -

19 Jan, 2023 -

1 min read

Sale

The sale is only available to people wanting to refinance – you must already have a home loan. Additionally, customers cannot take up an offer from their existing lender, i.e. if you are currently with ING, then you can’t refinance to an ING product in the sale.

RateCity -

28 Apr, 2017 -

1 min read

Sale

Refinancing is when you change your home loan from one loan to another – provided either by the same lender or by switching to a different lender. When you refinance, you are technically paying out your old home loan early and starting up a new one.

Mark Bristow -

04 May, 2017 -

3 min read

Sale

Lenders are likely to put variable rates up and down several times throughout the life of a loan. However, the discount provided as part of the sale should remain for the life of your loan. For example – if you are on a rate of 3.95% which includes a discount of 0.10% and your lender puts up their variable rate to 4.25% then you will be on 4.15%.

Mark Bristow -

05 May, 2017 -

1 min read

Sale

We are unable to give advice or make any recommendations on what product to pick.

Mark Bristow -

05 May, 2017 -

1 min read

Sale

What we’ve done is work out how much you could save if you switched an average-sized mortgage from the average discounted variable rate offered by one of the Big 4 Banks to the lowest variable rate in our sale. We’ve then factored in the discharge fees, application fees and ongoing fees to work out the savings over a 15-year loan term. For more information, see our Assumptions.

RateCity -

28 Apr, 2017 -

1 min read

Sale

RateCity -

28 Apr, 2017 -

1 min read

Sale

The Switch & Save Sale is Australia’s first industry home loan sale.

RateCity -

28 Apr, 2017 -

1 min read