Home Insurance

Many apartments are already covered by strata insurance, so you may not need to apply for a traditional home insurance policy to cover damage to the property. However, strata insurance may not always offer the cover you need. If you’re one of the 10% of Australians who live in apartments, it could be worth comparing contents insurance policies and other options.

Mark Bristow -

26 Apr, 2024 -

4 min read

Home Insurance

Leaving your home unoccupied beyond a certain length of time can have consequences for your home and contents insurance coverage. If you are planning on spending an extended period away from home, or know in advance that your house will be empty, then unoccupied home insurance may be worth considering.

Mark Bristow -

09 Feb, 2024 -

4 min read

Home Insurance

Contents insurance is a form of insurance that covers your personal possessions in the event of loss, damage or theft. Many insurance providers sell contents insurance as part of a package deal with home insurance, offering discounts if you purchase both together, but it is generally also available to purchase separately. 

Mark Bristow -

13 Feb, 2024 -

5 min read

Credit Score

Shoppers find the buy now, pay later services quite attractive but before you jump in, you should know how these services work and if they impact your credit score.

Vidhu Bajaj -

15 Mar, 2024 -

5 min read

Credit Score

Is there such a thing as 'good debt' and what could it mean for your financial future?

Mark Bristow -

16 Feb, 2024 -

4 min read

Credit Score

The frequency at which your credit score changes will depend on how often a bank, lender or service provider offers this information to credit bureaus, and how often a credit bureau assesses your individual credit history and payment behaviour. 

Eden Radford -

30 Jan, 2024 -

4 min read

Home Loans

Choosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?

Alex Ritchie -

05 Mar, 2024 -

6 min read

Home Loans

Getting your first home loan doesn’t have to be as intimidating as it sounds. With just a little preparation, you can confidently calculate how much you can afford to borrow, what support you may be able to get, and how to make an application that’s more likely to be approved by the bank.

Mark Bristow -

29 Feb, 2024 -

11 min read

Home Loans

Planning to invest in a holiday home? Consider its purpose, pros and cons, and how you can protect your holiday home against damage.

Vidhu Bajaj -

16 Oct, 2023 -

7 min read

Nbn

Learn more with this RateCity guide to your NBN connection box, including location, installation and troubleshooting.

Mark Bristow -

27 Feb, 2024 -

3 min read

Nbn

What is a good internet speed? Compare internet speeds to find the best speed tier for your needs with this RateCity guide.

Mark Bristow -

27 Feb, 2024 -

5 min read

Nbn

Learn the difference between a modem and a router for home internet and find out which one is right for you in our RateCity guide.

Mark Bristow -

28 Feb, 2024 -

2 min read

Car Loans

If you want to keep your car running smoothly and avoid costly mechanic bills, then choosing the right fuel is important. In Australia, regular unleaded petrol (91), premium unleaded (95 and 98) and E10 are among the most common petrol choices for motorists. If you’ve seen these names on the petrol bowser without fully understanding what they mean, here are the basics to help you make a more informed choice the next time you fill up your car.

Mark Bristow -

20 Feb, 2024 -

5 min read

Car Loans

The appeal of sports cars extends far beyond their performance, making them a choice for those who seek excitement and aspire to make a statement on the road.

Vidhu Bajaj -

08 Sep, 2023 -

7 min read

Car Loans

EVs offer several potential advantages, including lower operating costs, reduced air pollution, and the potential to use renewable energy sources for charging. All of these factors make them an ideal choice for individuals who wish to live sustainably and reduce their carbon footprint.

Vidhu Bajaj -

09 Aug, 2023 -

9 min read

Credit Cards

Credit cards can be your best friend or your worst enemy. Discover the five pros and cons of credit cards - and how to use them wisely.

Vidhu Bajaj -

25 Jul, 2023 -

9 min read

Credit Cards

From time to time, your lender will proactively ask you if you'd like to increase the limit on your credit card. But should you agree?

Vidhu Bajaj -

19 Jul, 2023 -

9 min read

Credit Cards

When credit card debt starts accumulating, you could consider a balance transfer, where you roll your debt onto a card charging low or no interest during its introductory period so you can pay it off quicker. However, you’ll also need to consider the card’s revert interest rate in case you don’t pay off your debt during the introductory period.  

Mark Bristow -

30 May, 2023 -

3 min read

Car Insurance

Car insurance is usually more expensive for young drivers, as insurers consider them to be more at risk of being in an accident. But there are ways you can try to lower the cost.

Mark Bristow -

15 Aug, 2023 -

4 min read

Car Insurance

Even if you buy comprehensive car insurance, some incidents may not be covered, such as breakdowns. Consider checking all exclusions when purchasing the policy.

Alex Ritchie -

14 Aug, 2023 -

4 min read

Car Insurance

As a learner driver, it’s important to make sure you’re insured, even if it’s through someone else’s policy. Driving an uninsured vehicle is against the law, and there are serious consequences if you get into an accident.

Mark Bristow -

11 Aug, 2023 -

4 min read

Personal Loans

The simple fact is that no, in Australia you generally cannot apply for a personal loan on behalf of someone else. However, there are alternative options you could consider. 

Alex Ritchie -

14 Sep, 2023 -

4 min read

Personal Loans

After successfully securing a home loan and purchasing a property, it’s not uncommon for mortgage holders to be strapped for cash. You might consider taking out a personal loan to help pay for renovations costs, buy new furniture, or simply to cover necessary everyday expenses.

Peter Terlato -

20 Jun, 2023 -

4 min read

Savings Accounts

Earning the maximum interest from a savings account may require you to meet certain conditions, such as making regular deposits or minimal withdrawals. If you don’t fulfil these conditions, you may earn less interest on your savings, or even none at all.

Mark Bristow -

22 Jan, 2024 -

4 min read

bnpl

Beforepay is an app that allows salaried employees to borrow money and repay it from their next four pay cycles. Some may consider it to be a salary advance but it’s ultimately a loan that you’ll need to repay.

Vidhu Bajaj -

05 Jul, 2023 -

8 min read

bnpl

Zip Money, one of two Buy Now, Pay Later (BNPL) services offered by Zip Co, can be used for purchases over $1,000. Check the repayment conditions.

Vidhu Bajaj -

06 Jul, 2023 -

5 min read

bnpl

Both Afterpay and LatitudePay are popular buy now, pay later (BNPL) services, but they have different terms and conditions you should learn about before choosing either.

Vidhu Bajaj -

20 Jun, 2023 -

9 min read

Energy

Whether you’re trying to be more environmentally conscious, or are sick of paying through the teeth for your utilities, Australian homeowners are increasingly seeking ways to trim down their electricity and gas expenses.  

Alex Ritchie -

17 Nov, 2023 -

4 min read