The sale is only available to people wanting to refinance – you must already have a home loan. Additionally, customers cannot take up an offer from their existing lender, i.e. if you are currently with ING, then you can’t refinance to an ING product in the sale.
Each lender will also have its own set of eligibility criteria, so check the terms and conditions carefully. For example, some lenders won’t cater for people who are self-employed, while specific products might require a loan-to-value ratio (LVR) of 80% or less.
It’s important to check all requirements, terms and conditions with the lender.
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The home loan market is complex. With almost 4,000 different loans on offer, it’s becoming increasingly difficult to work out which loans work for you.
That’s where Real Time RatingsTM can help. Our system automatically filters out loans that don’t fit your requirements and ranks the remaining loans based on your individual loan requirements and preferences.
Best of all, the ratings are calculated in real time so you know you’re getting the most current information.