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Home Loans
Can you get a home loan when you’re being paid commissions?Many Aussie salespeople earn a commission on the products or services they sell, which is calculated as a percentage of the total value of the sales. Commissions can vary for several reasons, such as changing seasonal demand for products or difficulties hitting sales targets.
Mark Bristow -
18 May, 2023 -
9 min read
Home Loans
Can a loan be denied after pre-approval?Many home buyers are unaware that your application can still be denied even after gaining pre-approval. Not only that, but pre-approval can expire. Let's explore why your application may have been denied.
Alex Ritchie -
22 Aug, 2023 -
4 min read
Home Loans
What is home loan refinancing?Refinancing is the process of switching your home loan to a new loan product and/or a new lender. Discover the benefits and risks of refinancing, including when not to refinance, and how you can kick start the refinancing process today.
Vidhu Bajaj -
30 May, 2023 -
6 min read
Margin Loans
Margin LendersMargin lenders tend to lend just a portion of the total investment amount to protect against losses incurred in an investment plunge. The percentage that they are willing to lend is the loan to value ratio (LVR).
RateCity -
19 Sep, 2009 -
1 min read
Margin Loans
How margin loans workAre you interested in investment funds? Margin loans are one way to purchase shares, but it's essential to understand the risks involved.
Kate Wick -
12 Sep, 2014 -
3 min read
Margin Loans
Margin Loans AustraliaWhen it comes to margin loans, Australia has a range of competitive rates and offers to help maximise your investment. What is a margin loan? Margin loans let you borrow money to invest in the share market and in managed funds.
RateCity -
19 Sep, 2009 -
2 min read
Car Loans
Do I need a deposit to get a car loan?Whatever the reason you may be looking for car finance, having enough cash in the bank for a deposit might not be the first thing on your mind.
Georgia Brown -
21 Oct, 2020 -
5 min read