Car Loans Articles & News

Choosing between a used and a new car

When you’re buying a car, one of the first questions that may come to mind is whether it’s better to buy a new or used car. This may ultimately come down to how much you want to spend and the kind of car you want.

How much could buyer incentives and green car loans save you on your EV purchase?

With petrol prices reaching astronomical levels of late, it’s safe to say you’re not alone in wanting to explore your electric vehicle options.

What are some alternatives to buying a car?

If you’re looking for some alternatives to buying a car, your options include carpooling, car subscriptions, ride-sharing, public transport, and more. Find out more about these options.

What happens at the end of a novated lease?

A novated lease allows you to pay for a car with your pre-tax dollars. However, you don’t automatically own the car at the end of the lease. Learn more about what happens at the end of a novated lease.

Leasing vs buying a car in Australia: Which should you choose?

Wondering if you need to own a car, or if leasing one serves your purposes? Discover which option makes more sense to you financially.

What are the different types of car loans?

When you need a loan to buy a car, different types of car loans are available, and what you choose will affect your financial planning.

Are salary sacrifice car schemes worth it?

If you’re employed with a regular income and need to buy a new car, salary sacrificing may be worth exploring. Find out how salary sacrificing could help you get a car loan and reduce your income tax.

What you should know about selling a financed car

Selling a car that is still under finance can be tricky, as the lender is technically the car’s owner. You may need the lender’s approval unless you can pay off the loan.

Choosing between a hatchback or an SUV for your family

Tempted by the space an SUV gives you but daunted by its price? Like the price of a compact hatchback, but worried about its size? Make an informed choice with this hatchback vs SUV comparison.

What’s the difference between a car lease and a hire purchase?

Are you looking for a car you can own or do you need one for a limited time? Learn the difference between a car lease and a hire purchase.

Should you purchase your car with bank loan or dealer finance?

Buying a new car is exciting, but choosing a payment route isn’t always easy. The two most common finance options are auto loans or dealership finance. Let’s explore the differences between the two options.

Is there a minimum credit score for a car loan in Australia?

In promising news for prospective buyers with a shaky credit history, there’s no fixed minimum credit score for a car loan in Australia. However, as lenders refer to your credit score to determine the risk of providing a loan to you, a lower score might make them wary of lending to you.