Tips to avoid a car loan that's a lemon | RateCity

Choosing a new set of wheels can be a thrill. However, if you get the car before the loan, you could be pressured into rushing an important financial decision. This is never a good idea. 

What should you consider when buying a used car privately?

There are many decisions you’ll need to make when you’re in the market for a car, and buying from a private seller may bring on a whole raft of other factors to consider.

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Can you trade in a car you still owe on?

Selling a car with finance owing is possible, but you should discuss it with your lender. You should also tell the buyer or car dealer about the outstanding loan.

Can I get a car loan on casual employment?

Getting a car loan with a casual job can be tricky since you may not have the required income documents. Ask lenders about other acceptable documents.

What is a pre-approved car loan?

Buying a car with a pre-approved loan can make choosing easier, as you know how much you’re allowed to spend. Here’s how the process works.

Can I get a car loan to buy a vintage car?

If you’ve got your eye on a vintage or classic vehicle, you may be wondering what kind of financing options might be available to you.

Financing a car through a business

If you run a business, there’s a good chance you may require cars for transportation and logistics. And if you’re looking for finance options, you have a variety of vehicle loans to choose from. What works best for you will depend on your financial situation and business requirements.

Do I need a deposit to get a car loan?

Whatever the reason you may be looking for car finance, having enough cash in the bank for a deposit might not be the first thing on your mind.

Can I increase my home loan to buy a car?

If the time has come to upgrade to a new set of wheels, but your savings won’t quite cover the purchase cost, you might be weighing up your financing options.