Car Loans Articles

Can I refinance my car loan?

When it comes to your personal finances, it’s not a bad idea to keep an eye out for better offers on financial products that could potentially save you money.

How do you refinance a car loan?

If you’re looking for a more competitive interest rate, or your circumstances have simply changed, it might be worth considering refinancing.

Do RBA rate changes affect car loans?

It might be common knowledge that any change the Reserve Bank of Australia (RBA) makes to the cash rate will have an effect on home loans, but can it impact your car loan in the same way?

Australia’s best car loans for June 2020

If you’ve been holding your horses all year to buy a car during end of financial year (EOFY) sales, now’s the time to take action.

Does a car loan cover insurance?

Does a car loan cover insurance? Learn how car loans can impact on your insurance in Australia, so you can find the best car loan for you.

Student car loans

If you’re a student and you’re looking to purchase a car and are struggling to stump up the costs, RateCity will help outline some potential options to help you make the most informed financial decisions.

Going guarantor the good, the bad and the ugly

A guarantor on a car loan is a third party, usually a parent, relative or friend, who guarantees to meet the repayments of a loan for the purchase of a car, if the borrower/owner of the car defaults on the loan.

Can I get a car loan with bad credit?

Financing a car when you have bad credit can seem like an uphill struggle at times. But don’t let having bad credit drive you to despair. There might be financing options available to you, even if your credit rating isn’t squeaky clean. At RateCity we never tire of aiming to help you make the best financial decisions possible for your circumstances, so here we’ll outline some possible routes for you to take that could help you get back on the road, and put you back in the driving seat in terms of your finances.

Should I get a car loan through a dealer?

Is it cheaper to own a car or give it up?

Cars offer freedom and convenience. But those benefits come at a cost – insurance, registration, maintenance, finance.

What are the pros and cons of car loans?

A car loan, like any lending product, can have a positive impact on your life if managed properly. However, if mishandled, a car loan can turn out to be a costly mistake that causes you financial and emotional stress.

What Is A Balloon Payment? Car Loans | RateCity

Despite how it sounds, balloon payments have nothing to do with buying inflatable novelties, and everything to do with car loans and vehicle finance.

The ins and outs of secured car loans