Australia’s best car loans for June 2020
If you’ve been holding your horses all year to buy a car during end of financial year (EOFY) sales, now’s the time to take action.
Student car loans
If you’re a student and you’re looking to purchase a car and are struggling to stump up the costs, RateCity will help outline some potential options to help you make the most informed financial decisions.
Going guarantor the good, the bad and the ugly
A guarantor on a car loan is a third party, usually a parent, relative or friend, who guarantees to meet the repayments of a loan for the purchase of a car, if the borrower/owner of the car defaults on the loan.
Can I get a car loan with bad credit?
Financing a car when you have bad credit can seem like an uphill struggle at times. But don’t let having bad credit drive you to despair. There might be financing options available to you, even if your credit rating isn’t squeaky clean. At RateCity we never tire of aiming to help you make the best financial decisions possible for your circumstances, so here we’ll outline some possible routes for you to take that could help you get back on the road, and put you back in the driving seat in terms of your finances.
Is it cheaper to own a car or give it up?
Cars offer freedom and convenience. But those benefits come at a cost – insurance, registration, maintenance, finance.
What are the pros and cons of car loans?
A car loan, like any lending product, can have a positive impact on your life if managed properly. However, if mishandled, a car loan can turn out to be a costly mistake that causes you financial and emotional stress.
What Is A Balloon Payment? Car Loans | RateCity
Despite how it sounds, balloon payments have nothing to do with buying inflatable novelties, and everything to do with car loans and vehicle finance.
Pros and cons of car loans versus cash car sales
When buying a car, it’s important to consider all of your options. As well as thinking about what car you should buy, you should consider how you plan to pay for it. There are several different options available, each with their own pros and cons, including paying cash to buy a car upfront, and taking out a car loan to be repaid over time.
5 car loan traps to avoid
We all love our cars, and can talk endlessly about speed, torque and engines, but unfortunately many of us struggle to understand car loans.
Secured Car Loans - what you need to know | RateCity
A secured car loan is a loan for which you offer the lender some sort of security, or collateral.
What is compulsory third-party insurance?
Compulsory third-party insurance, also known as CTP insurance, is compulsory for anyone who wants to register a vehicle in Australia.
Today's top car loans products