Car Loans Articles & News

Guarantor loans for cars

Bria Horne

Jun 26, 2018( 4 min read )

Can I get a car loan with bad credit?

Financing a car when you have bad credit can seem like an uphill struggle at times. But don’t let having bad credit drive you to despair. There might be financing options available to you, even if your credit rating isn’t squeaky clean. At RateCity we never tire of aiming to help you make the best financial decisions possible for your circumstances, so here we’ll outline some possible routes for you to take that could help you get back on the road, and put you back in the driving seat in terms of your finances.

Bria Horne

Jun 20, 2018( 6 min read )

Should I get a car loan through a dealer?

Nick Bendel

Apr 6, 2018( 3 min read )

Is it cheaper to own a car or give it up?

Cars offer freedom and convenience. But those benefits come at a cost – insurance, registration, maintenance, finance.

Nick Bendel

Jan 26, 2018( 3 min read )

What are the pros and cons of car loans?

A car loan, like any lending product, can have a positive impact on your life if managed properly. However, if mishandled, a car loan can turn out to be a costly mistake that causes you financial and emotional stress.

Nick Bendel

Dec 8, 2017( 2 min read )

What is a balloon payment?

Despite how it sounds, balloon payments have nothing to do with buying inflatable novelties, and everything to do with car loans and vehicle finance.

Mark Bristow

Dec 5, 2017( 4 min read )

The ins and outs of secured car loans

Nick Bendel

Nov 10, 2017( 2 min read )

Pros and cons of car loans versus cash car sales

When buying a car, it’s important to consider all of your options. As well as thinking about what car you should buy, you should consider how you plan to pay for it. There are several different options available, each with their own pros and cons, including paying cash to buy a car upfront, and taking out a car loan to be repaid over time.

Mark Bristow

Oct 28, 2017( 6 min read )