Do I need a deposit to get a car loan?

Whatever the reason you may be looking for car finance, having enough cash in the bank for a deposit might not be the first thing on your mind.

Can I increase my home loan to buy a car?

If the time has come to upgrade to a new set of wheels, but your savings won’t quite cover the purchase cost, you might be weighing up your financing options.

Is it possible to pause my car loan repayments?

There may come a time when even the most cautious of borrowers experience an unavoidable blow to their finances, making it difficult to meet their previously manageable repayments.

Fast track your car loan with fast approval | RateCity

Compare interest rates, product features, monthly repayments and more from our range of lenders offering car loans with fast approval.

Can I refinance my car loan?

When it comes to your personal finances, it’s not a bad idea to keep an eye out for better offers on financial products that could potentially save you money.

How do you refinance a car loan?

If you’re looking for a more competitive interest rate, or your circumstances have simply changed, it might be worth considering refinancing.

Do RBA rate changes affect car loans?

It might be common knowledge that any change the Reserve Bank of Australia (RBA) makes to the cash rate will have an effect on home loans, but can it impact your car loan in the same way?

Australia’s best car loans for June 2020

If you’ve been holding your horses all year to buy a car during end of financial year (EOFY) sales, now’s the time to take action.

Does a car loan cover insurance?

Does a car loan cover insurance? Learn how car loans can impact on your insurance in Australia, so you can find the best car loan for you.

Student car loans

If you’re a student and you’re looking to purchase a car and are struggling to stump up the costs, RateCity will help outline some potential options to help you make the most informed financial decisions.

Going guarantor the good, the bad and the ugly

A guarantor on a car loan is a third party, usually a parent, relative or friend, who guarantees to meet the repayments of a loan for the purchase of a car, if the borrower/owner of the car defaults on the loan.

Can I get a car loan with bad credit?

Financing a car when you have bad credit can seem like an uphill struggle at times. But don’t let having bad credit drive you to despair. There might be financing options available to you, even if your credit rating isn’t squeaky clean. At RateCity we never tire of aiming to help you make the best financial decisions possible for your circumstances, so here we’ll outline some possible routes for you to take that could help you get back on the road, and put you back in the driving seat in terms of your finances.

Should I get a car loan through a dealer?