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Can I get a car loan with bad credit?

Financing a car when you have bad credit can seem like an uphill struggle at times. But don’t let having bad credit drive you to despair. There might be financing options available to you, even if your credit rating isn’t squeaky clean. At RateCity we never tire of aiming to help you make the best financial decisions possible for your circumstances, so here we’ll outline some possible routes for you to take that could help you get back on the road, and put you back in the driving seat in terms of your finances.


Bria Horne

Bria Horne

Jun 20, 2018( 6 min read )

Should I get a car loan through a dealer?


Nick Bendel

Nick Bendel

Apr 6, 2018( 3 min read )

Is it cheaper to own a car or give it up?

Cars offer freedom and convenience. But those benefits come at a cost – insurance, registration, maintenance, finance.


Nick Bendel

Nick Bendel

Jan 25, 2018( 3 min read )

What are the pros and cons of car loans?

A car loan, like any lending product, can have a positive impact on your life if managed properly. However, if mishandled, a car loan can turn out to be a costly mistake that causes you financial and emotional stress.


Nick Bendel

Nick Bendel

Dec 7, 2017( 2 min read )

What is a balloon payment?

Despite how it sounds, balloon payments have nothing to do with buying inflatable novelties, and everything to do with car loans and vehicle finance.


Mark Bristow

Mark Bristow

Dec 5, 2017( 4 min read )

The ins and outs of secured car loans


Nick Bendel

Nick Bendel

Nov 9, 2017( 2 min read )

Pros and cons of car loans versus cash car sales

When buying a car, it’s important to consider all of your options. As well as thinking about what car you should buy, you should consider how you plan to pay for it. There are several different options available, each with their own pros and cons, including paying cash to buy a car upfront, and taking out a car loan to be repaid over time.


Mark Bristow

Mark Bristow

Oct 27, 2017( 6 min read )

5 car loan traps to avoid

We all love our cars, and can talk endlessly about speed, torque and engines, but unfortunately many of us struggle to understand car loans.


Nick Bendel

Nick Bendel

Oct 4, 2017( 4 min read )

What is a secured car loan?

A secured car loan is a loan for which you offer the lender some sort of security, or collateral.


Nick Bendel

Nick Bendel

Aug 21, 2017( 2 min read )

What is compulsory third-party insurance?

Compulsory third-party insurance, also known as CTP insurance, is compulsory for anyone who wants to register a vehicle in Australia.


Nick Bendel

Nick Bendel

Aug 15, 2017( 1 min read )

How to get a car loan

Many people find car loans intimidating, because the stakes are high but their knowledge of the process is low.


Nick Bendel

Nick Bendel

Aug 10, 2017( 3 min read )

Questions to ask before you buy a new car

Here are RateCity’s top questions to ask before you buy a new car.


Alex Ritchie

Alex Ritchie

Aug 4, 2017( 4 min read )

The real cost of buying a car

Buying a car for the first time can be fun - for example, choosing one that suits your personality as well as your transport needs - but it can be daunting in equal parts. And it can end up costing a lot more than you originally thought.


Laine Gordon

Laine Gordon

Aug 4, 2017( 4 min read )

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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