CQU property expert reveals home truths on housing affordability
It’s never been harder for younger Australians to enter the property market, we regularly hear.
Sydney a "tenant's market", but not every city
Renter vacancy is shifting across the country, and depending on where you live, that may mean good or bad things for rental prices.
Why it's now more important than ever to pay your debts on time
In 2014, the government introduced comprehensive credit reporting to Australia. This type of credit reporting has been used in the US and UK for many years.
Warning: Part 9 Debt Agreements have serious consequences
With Australia’s household debt-to-income ratio being one of the highest in the world, individuals and families are finding it harder than ever to keep up with their repayments.
10 questions to ask your mortgage broker
Getting a home loan can be a highly stressful experience, what with all the jargon and paperwork, not to mention the big dollars at stake.
What is the Pension Loans Scheme?
The Pension Loans Scheme allows people who are at the age pension age to apply for a loan from the government to supplement their retirement, effectively functioning as a reverse mortgage.
Three mistakes home buyers make
Steady house prices and low interest rates are encouraging would-be buyers into the property market.
How to fix credit problems
Credit problems – who has them? If you’re reading this article, chances are you have, or you know someone who has.
How to speak finance
Why do banks bombard us with incomprehensible jargon? And what’s with all those annoying acronyms?
Fast track your way to mortgage freedom
Paying off your home loan early doesn’t just free up valuable cash and provide the security of outright home ownership. It will also save you a bundle in interest.
How to take out a home loan
There are three ways to take out a mortgage in Australia, whether you’re an owner-occupier who wants a principal-and-interest loan or an investor who wants an interest-only loan.
How to talk your way to a lower interest rate
If you’re currently paying off a mortgage, there’s an interest rate cut waiting for you if you simply ask for it.
What is a comparison rate, and how is it calculated?
While many people talk about home loan interest rates, far fewer people talk about comparison rates. This is unfortunate, as home loan comparison rates can make a big difference when you’re estimating the costs of different mortgage options, whether you’re applying for your first home loan or refinancing.
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