How low could home loan rates go?
With Australia entering its first recession in decades, banks and mortgage lenders are eager to sign up new customers, and are making discounted interest rates available to first home buyers and refinancers. Large and small banks have been slashing both fixed and variable interest rates, and may continue to compete by offering further discounts.
Five home loans to let you borrow more in July 2020
Many people manage to secure a home loan with a deposit of less than 20 per cent, and that all comes down to what the lender allows.
Top 5 refinancing home loan rates in July 2020
Is your home loan rate still competitive? If you’ve let it go for a while, chances are you’ll be paying more than you should.
Five home loans for getting cash out from your equity
With social distancing restrictions affecting many Australian workplaces, a lot of us have had to rethink our personal finances, including our home loans. And with big banks and smaller lenders slashing interest rates to new record lows, it’s no surprise that many Australians are refinancing their mortgages, as shown by recent ABS data.
Top five refinancing home loans that could save you money in the long run
Refinancing isn’t free, but it can save you money in the long run if you switch to a home loan with a lower interest rate, such as these home loan choices.
What is a cooling off period, and how do they work?
A cooling off period is a length of time that follows signing a contract to purchase property, during which a buyer can choose to terminate the agreement without being in breach of contract and losing their deposit. This gives you a window of opportunity to change your mind about a property purchase if your circumstances change, or you decide it’s not right for you.
CQU property expert reveals home truths on housing affordability
It’s never been harder for younger Australians to enter the property market, we regularly hear.
How I cut my home loan by 1.45 percentage points
I’ve just refinanced my home loan from one of the biggest mortgage lenders in Australia to one of the smallest. Why? I now have a much lower interest rate.
First Home Owners Grant
Learn more about the First Home Owners Grants available around Australia with our interactive map.
Sydney a "tenant's market", but not every city
Renter vacancy is shifting across the country, and depending on where you live, that may mean good or bad things for rental prices.
Why it's now more important than ever to pay your debts on time
In 2014, the government introduced comprehensive credit reporting to Australia. This type of credit reporting has been used in the US and UK for many years.
Warning: Part 9 Debt Agreements have serious consequences
With Australia’s household debt-to-income ratio being one of the highest in the world, individuals and families are finding it harder than ever to keep up with their repayments.
10 questions to ask your mortgage broker
Getting a home loan can be a highly stressful experience, what with all the jargon and paperwork, not to mention the big dollars at stake.
Today's top home loans products