Home Loans Articles
Relevant Home Loans articles and tips
Home loans for single mothers in Australia
If you’re a single mother, getting a home loan is challenging but not impossible. Find out what you need to know before applying.
Can a temporary resident get a home loan?
The living and investment opportunities in Australia have made it a home for expats, foreign citizens, and temporary residents. A temporary resident home loan allows you to buy a property in Australia, though you will need to meet specific requirements and conditions.
Home loans for single parents on Centrelink
Qualifying for a home loan as a single parent may be challenging, but you may be able to take advantage of certain options. If you receive a Parenting Payment from Centrelink, most lenders will accept it as a part of your income.
Can you get a mortgage at 65?
Your age is just a number. But is it an important number for lenders while approving your home loan application?
Can I get a home loan with no credit check?
With no credit check, home loans may not be approved by most lenders. If you’re facing bad credit issues, check how you can repair your credit score.
Can you salary sacrifice a home loan?
You may be able to salary sacrifice into a home loan if your employer allows it, but there may be limits on the amount of salary sacrificing possible.
Can you get a home loan on Centrelink?
It is possible to get a home loan on Centrelink payments; however, the application process can be challenging, and you will need to do your research.
What happens to a home loan when someone dies?
A home loan can be a considerable debt that lenders may not be willing to write-off if the borrower dies
How to transfer a home loan to another person
You may need to transfer your property to someone else for one of several reasons. This often means the home loan will also have to be transferred. Read on to find out how to transfer a home loan to another person.
How much deposit do I need for a home loan?
How much deposit do you need for a home loan? Most borrowers need to put up a deposit worth 20 per cent of their home’s value.
Should I fix my home loan interest rate?
When finalising a home loan, should you opt for a fixed interest rate or a variable one? There are pros and cons to both, and being aware will help you to make a better decision.
How to get pre-approved for a home loan
You can get pre-approved for a home loan online, via phone, or by meeting the lender. However, pre-approval doesn’t guarantee that you’ll get the home loan.
Aussie lenders now offering home loan rates below 2%
At the end of June, the 2 per cent barrier was broken and several lenders have joined the sub-2% club since then.