Home Loans Articles
Relevant Home Loans articles and tips
Can I get a home loan with no credit check?
With no credit check, home loans may not be approved by most lenders. If you’re facing bad credit issues, check how you can repair your credit score.
Can you get a home loan on Centrelink?
It is possible to get a home loan on Centrelink payments; however, the application process can be challenging, and you will need to do your research.
What happens to a home loan when someone dies?
A home loan can be a considerable debt that lenders may not be willing to write-off if the borrower dies
How to transfer a home loan to another person
You may need to transfer your property to someone else for one of several reasons. This often means the home loan will also have to be transferred. Read on to find out how to transfer a home loan to another person.
How much deposit do I need for a home loan?
How much deposit do you need for a home loan? Most borrowers need to put up a deposit worth 20 per cent of their home’s value.
Should I fix my home loan interest rate?
When finalising a home loan, should you opt for a fixed interest rate or a variable one? There are pros and cons to both, and being aware will help you to make a better decision.
How to get pre-approved for a home loan
You can get pre-approved for a home loan online, via phone, or by meeting the lender. However, pre-approval doesn’t guarantee that you’ll get the home loan.
Aussie lenders now offering home loan rates below 2%
At the end of June, the 2 per cent barrier was broken and several lenders have joined the sub-2% club since then.
RBA Cash Rate Cut - Is your lender passing it on?
The Reserve Bank of Australia (RBA) has cut the cash rate for the third time in 2020. Get notified if your lender cuts rates.
What happens if the RBA cuts rates today: can I get them immediately?
With speculation that November’s Reserve Bank Board meeting may result in a rate cut, you might be wondering what that could mean for you.
How to get a home loan when you're self-employed
Getting a home loan as a self-employed borrower isn’t that difficult, provided you have the right documents to prove your ability to repay the loan.
What you should know about home loans for lawyers
As a legal professional, you may qualify for home loan discounts and other benefits if you earn more than a specified amount.
Is my home loan limit based on salary?
Your salary is one of the factors that decides how much you can borrow for a home loan. There are other factors too, and meeting all the criteria makes the process of approval easier.