What is a cooling off period, and how do they work?
A cooling off period is a length of time that follows signing a contract to purchase property, during which a buyer can choose to terminate the agreement without being in breach of contract and losing their deposit. This gives you a window of opportunity to change your mind about a property purchase if your circumstances change, or you decide it’s not right for you.
How I cut my home loan by 1.45 percentage points
I’ve just refinanced my home loan from one of the biggest mortgage lenders in Australia to one of the smallest. Why? I now have a much lower interest rate.
First Home Owners Grant
Learn more about the First Home Owners Grants available around Australia with our interactive map.
Sydney a "tenant's market", but not every city
Renter vacancy is shifting across the country, and depending on where you live, that may mean good or bad things for rental prices.
Why it's now more important than ever to pay your debts on time
In 2014, the government introduced comprehensive credit reporting to Australia. This type of credit reporting has been used in the US and UK for many years.
Warning: Part 9 Debt Agreements have serious consequences
With Australia’s household debt-to-income ratio being one of the highest in the world, individuals and families are finding it harder than ever to keep up with their repayments.
10 questions to ask your mortgage broker
Getting a home loan can be a highly stressful experience, what with all the jargon and paperwork, not to mention the big dollars at stake.
What is the Pension Loans Scheme?
The Pension Loans Scheme allows people who are at the age pension age to apply for a loan from the government to supplement their retirement, effectively functioning as a reverse mortgage.
Three mistakes home buyers make
Steady house prices and low interest rates are encouraging would-be buyers into the property market.
How to fix credit problems
Credit problems – who has them? If you’re reading this article, chances are you have, or you know someone who has.
How to speak finance
Why do banks bombard us with incomprehensible jargon? And what’s with all those annoying acronyms?
Fast track your way to mortgage freedom
Paying off your home loan early doesn’t just free up valuable cash and provide the security of outright home ownership. It will also save you a bundle in interest.
How to take out a home loan
There are three ways to take out a mortgage in Australia, whether you’re an owner-occupier who wants a principal-and-interest loan or an investor who wants an interest-only loan.
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