Home Loans Articles

Relevant Home Loans articles and tips

Latest News

First Home Owners Grant


RateCity Staff

RateCity Staff

Nov 25, 2018

Sydney a “tenant’s market”, but not every city


Alex Ritchie

Alex Ritchie

Sep 19, 2018( 2 min read )

Why it’s now more important than ever to pay your debts on time

In 2014, the government introduced comprehensive credit reporting to Australia. This type of credit reporting has been used in the US and UK for many years.


Merrilyn Mansfield & Carmel Mansfield

Merrilyn Mansfield & Carmel Mansfield

Jul 17, 2018( 5 min read )

Warning: Part 9 Debt Agreements have serious consequences

With Australia’s household debt-to-income ratio being one of the highest in the world, individuals and families are finding it harder than ever to keep up with their repayments.


Merrilyn Mansfield & Carmel Mansfield

Merrilyn Mansfield & Carmel Mansfield

Jun 7, 2018( 9 min read )

10 questions to ask your mortgage broker

Getting a home loan can be a highly stressful experience, what with all the jargon and paperwork, not to mention the big dollars at stake.


Nick Bendel

Nick Bendel

May 25, 2018( 6 min read )

What is the Pension Loans Scheme?

The Pension Loans Scheme allows people who are at the age pension age to apply for a loan from the government to supplement their retirement, effectively functioning as a reverse mortgage.


Sally Tindall

Sally Tindall

May 9, 2018( 3 min read )

Three mistakes home buyers make

Steady house prices and low interest rates are encouraging would-be buyers into the property market.


RateCity Staff

RateCity Staff

May 2, 2018( 4 min read )

How to fix credit problems

Credit problems – who has them? If you’re reading this article, chances are you have, or you know someone who has.


Merrilyn Mansfield & Carmel Mansfield

Merrilyn Mansfield & Carmel Mansfield

Apr 11, 2018( 10 min read )

How to speak finance

Why do banks bombard us with incomprehensible jargon? And what’s with all those annoying acronyms?


Nick Bendel

Nick Bendel

Mar 20, 2018( 25 min read )

Fast track your way to mortgage freedom

Paying off your home loan early doesn’t just free up valuable cash and provide the security of outright home ownership. It will also save you a bundle in interest.


Alex Ritchie

Alex Ritchie

Mar 14, 2018( 3 min read )

How to take out a home loan

There are three ways to take out a mortgage in Australia, whether you’re an owner-occupier who wants a principal-and-interest loan or an investor who wants an interest-only loan.


Nick Bendel

Nick Bendel

Feb 27, 2018( 5 min read )

How to talk your way to a lower interest rate

If you’re currently paying off a mortgage, there’s an interest rate cut waiting for you if you simply ask for it.


Alex Ritchie

Alex Ritchie

Feb 21, 2018( 6 min read )

What is a comparison rate, and how is it calculated?

While many people talk about home loan interest rates, far fewer people talk about comparison rates. This is unfortunate, as home loan comparison rates can make a big difference when you’re estimating the costs of different mortgage options, whether you’re applying for your first home loan or refinancing.


Mark Bristow

Mark Bristow

Jan 24, 2018( 4 min read )

^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

Compare your product with the big 4 banks, or add more products to compare
As seen on