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- Low Rate Visa Credit Card
G&C Mutual Bank Low Rate Visa Credit Card
- Apple, Google & Samsung Pay
- Low annual fee
Purchase rate p.a.
7.49%
Balance transfer rate
Not Applicable
Annual fee
$50
G&C Mutual Bank Low Rate Visa Credit Card
- Apple, Google & Samsung Pay
- Low annual fee
Purchase rate p.a.
7.49%
Balance transfer rate
Not Applicable
Annual fee
$50
Pros and Cons
For G&C Mutual Bank Low Rate Visa Credit Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- Lower than average annual fee
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
Drawbacks
- No reward program
- No balance transfer
G&C Mutual Bank Rate Credit Card overview
For Low Rate Visa Credit Card
Details
Card level
Standard
Card type
Visa
Interest free days
50
Minimum monthly repayment
3% or $20
Minimum credit limit
$1,000
Maximum credit limit
$75,000
Free supplementary cards
Instant approval
Target Market Determination
Visit G&C Mutual Bank Limited to view Target Market Determination.
Fees
Annual fee
$50
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$15
Over limit fee
$0
Duplicate statement fee
$10
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
7.49%
Cash advance rate
15.49%
Cash advance fee
$5
Balance Transfer
Balance transfer rate
Not Applicable
Transfer limit
Balance transfer fee
Overseas spending
Foreign exchange fee
3% on Visa
Overseas charges
$5
Estimated ATM cost
$14
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
$20,000
Eligibility conditions
Residency
Perks
FREE SUPPLEMENTARY CARDS
