Important disclosure

G&C Mutual Bank Limited

G&C Mutual Bank Low Rate Visa Credit Card

Apple, Google & Samsung Pay
Low annual fee
Purchase Rate

7.49%

p.a

Balance Transfer Rate

Not Applicable

Tags
Apple, Google & Samsung Pay
Low annual fee
Purchase Rate

7.49%

p.a

Balance Transfer Rate

Not Applicable

Annual Fee

$50

Pros and cons

For Low Rate Visa Credit Card

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • Lower than average annual fee
  • Apple Pay, Google Pay and Samsung Pay available
  • Free supplementary cards

Drawbacks

  • No reward program
  • No balance transfer

G&C Mutual Bank Rate Credit card overview

For Low Rate Visa Credit Card

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

50

Minimum monthly repayment

3% or $20

Minimum credit limit

$1k

Maximum credit limit

$75k

Free supplementary cards

Instant Approval

Target Market Determination

Visit G&C Mutual Bank Limited to view Target Market Determination.

Fees

Annual Fee

$50

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$15

Over limit fee

$0

Duplicate statement fee

$10

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

7.49%

p.a

Cash advance rate

15.49%

Cash advance fee

$5

Balance Transfer

Balance Transfer Rate

Not Applicable

Transfer Limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

$5

Estimated ATM Cost

$14

for AU $300 withdrawal

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

$20k

Eligibility conditions

-

Residency

Perks

  • FREE SUPPLEMENTARY CARDS
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