Important disclosure
G&C Mutual Bank Low Rate Visa Credit Card
Purchase Rate
7.49%
p.a
Balance Transfer Rate
Not Applicable
7.49%
p.a
Not Applicable
$50
Pros and cons
For Low Rate Visa Credit Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- Lower than average annual fee
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
Drawbacks
- No reward program
- No balance transfer
G&C Mutual Bank Rate Credit card overview
For Low Rate Visa Credit Card
Details
Card Level Standard | Card Type Visa |
Interest Free Days 50 | Minimum monthly repayment 3% or $20 |
Minimum credit limit $1k | Maximum credit limit $75k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit G&C Mutual Bank Limited to view Target Market Determination. |
Fees
Annual Fee $50 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $15 |
Over limit fee $0 | Duplicate statement fee $10 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 7.49% p.a |
Cash advance rate 15.49% |
Cash advance fee $5 |
Balance Transfer
Balance Transfer Rate Not Applicable |
Transfer Limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges $5 |
Estimated ATM Cost $14 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available - |
Eligibility
Minimum age 18 |
Minimum income $20k |
Eligibility conditions - |
Residency |
Perks
- FREE SUPPLEMENTARY CARDS
