Important disclosure
MOVE Bank Low Rate Credit Card
Purchase Rate
8.99%
p.a
Balance Transfer Rate
0%
p.a
for up to 6 months, then 8.99%
8.99%
p.a
0%
p.a
for up to 6 months, then 8.99%
$0
for 12 months then $59 thereafter
Pros and cons
For Low Rate Credit Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- $0 annual fee in the first 12 months and $59 p.a thereafter.
Drawbacks
- No reward program
- Does not offer free supplementary cards
MOVE Bank Rate Credit card overview
For Low Rate Credit Card
Details
Card Level Standard | Card Type Visa |
Interest Free Days 45 | Minimum monthly repayment 3% or $20 |
Minimum credit limit $1k | Maximum credit limit $25k |
Free supplementary cards | Instant Approval |
Target Market Determination Visit Railways Credit Union Limited T/A MOVE Bk to view Target Market Determination. |
Fees
Annual Fee $0 for 12 months then $59 thereafter | Annual Fee Spend Waiver |
Supplementary card annual fee | Late Payment Fee $15 |
Over limit fee $10 | Duplicate statement fee |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate 8.99% p.a |
Cash advance rate 12.99% |
Cash advance fee $5 |
Balance Transfer
Balance Transfer Rate 0% p.a for up to 6 months, then 8.99% |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee |
Overseas spending
Foreign Exchange Fee $0 |
Overseas charges $5 |
Estimated ATM Cost - |
Rewards
Program name |
Rewards Available - |
Eligibility
Minimum age |
Minimum income |
Eligibility conditions - |
Residency |
Promoted credit cards
Promoted
Teachers Credit Card
7.90%
p.a
for up to 6 months, then 11.50%
$0
Promoted
Low Rate Card
11.99%
p.a
$0
for 12 months then $49 thereafter