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- Low Rate Credit Card
MOVE Bank Low Rate Credit Card
- Balance transfer
- Low annual fee
Purchase rate p.a.
8.99%
Balance transfer rate
0%
Annual fee
$0
for 12 months then $59 thereafter
MOVE Bank Low Rate Credit Card
- Balance transfer
- Low annual fee
Purchase rate p.a.
8.99%
Balance transfer rate
0%
Annual fee
$0
for 12 months then $59 thereafter
Pros and Cons
For MOVE Bank Low Rate Credit Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
- $0 annual fee in the first 12 months and $59 p.a thereafter.
Drawbacks
- No reward program
- Does not offer free supplementary cards
MOVE Bank Rate Credit Card overview
For Low Rate Credit Card
Details
Card level
Standard
Card type
Visa
Interest free days
45
Minimum monthly repayment
3% or $20
Minimum credit limit
$1,000
Maximum credit limit
$25,000
Free supplementary cards
Instant approval
Target Market Determination
Visit Railways Credit Union Limited T/A MOVE Bk to view Target Market Determination.
Fees
Annual fee
$0
for 12 months then $59 thereafter
Annual Fee Spend Waiver
Supplementary card annual fee
Late payment fee
$15
Over limit fee
$10
Duplicate statement fee
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
8.99%
Cash advance rate
12.99%
Cash advance fee
$5
Balance Transfer
Balance transfer rate
0%
Transfer limit
80%
of the approved credit limit
Balance transfer fee
Overseas spending
Foreign exchange fee
$0
Overseas charges
$5
