Important disclosure

Railways Credit Union Limited T/A MOVE Bk

MOVE Bank Low Rate Credit Card

Balance transfer
Low annual fee
Purchase Rate

8.99%

p.a

Balance Transfer Rate

0%

p.a

for up to 6 months, then 8.99%

Tags
Balance transfer
Low annual fee
Purchase Rate

8.99%

p.a

Balance Transfer Rate

0%

p.a

for up to 6 months, then 8.99%

Annual Fee

$0

for 12 months then $59 thereafter

Pros and cons

For Low Rate Credit Card

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • $0 annual fee in the first 12 months and $59 p.a thereafter.

Drawbacks

  • No reward program
  • Does not offer free supplementary cards

MOVE Bank Rate Credit card overview

For Low Rate Credit Card

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

45

Minimum monthly repayment

3% or $20

Minimum credit limit

$1k

Maximum credit limit

$25k

Free supplementary cards

Instant Approval

Target Market Determination

Visit Railways Credit Union Limited T/A MOVE Bk to view Target Market Determination.

Fees

Annual Fee

$0

for 12 months then $59 thereafter

Annual Fee Spend Waiver

Supplementary card annual fee

Late Payment Fee

$15

Over limit fee

$10

Duplicate statement fee

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

8.99%

p.a

Cash advance rate

12.99%

Cash advance fee

$5

Balance Transfer

Balance Transfer Rate

0%

p.a

for up to 6 months, then 8.99%

Transfer Limit

80%

of the approved credit limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

$0

Overseas charges

$5

Estimated ATM Cost

-

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

Minimum income

Eligibility conditions

-

Residency

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