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MOVE Bank Low Rate Credit Card

  • Balance transfer
  • Low annual fee

Purchase rate p.a.

8.99%

Balance transfer rate

0%

Annual fee

$0

for 12 months then $59 thereafter

MOVE Bank Low Rate Credit Card

  • Balance transfer
  • Low annual fee

Purchase rate p.a.

8.99%

Balance transfer rate

0%

Annual fee

$0

for 12 months then $59 thereafter

Pros and Cons

For MOVE Bank Low Rate Credit Card

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • $0 annual fee in the first 12 months and $59 p.a thereafter.
  • Lower than average annual fee

Drawbacks

  • No reward program
  • Does not offer free supplementary cards

MOVE Bank Rate Credit Card overview

For Low Rate Credit Card

Details

Card level

Standard

Card type

Visa

Interest free days

45

Minimum monthly repayment

3% or $20

Minimum credit limit

$1,000

Maximum credit limit

$25,000

Free supplementary cards

Instant approval

Target Market Determination

Visit Railways Credit Union Limited T/A MOVE Bk to view Target Market Determination.

Fees

Annual fee

$0

for 12 months then $59 thereafter

Annual Fee Spend Waiver

Supplementary card annual fee

Late payment fee

$15

Over limit fee

$10

Duplicate statement fee

Electronic Wallet Service

Apple pay available

Google pay available

Samsung pay available

Important Rates

Rates

Purchase rate p.a.

8.99%

Cash advance rate

12.99%

Cash advance fee

$5

Balance Transfer

Balance transfer rate

0%

Transfer limit

80%

of the approved credit limit

Balance transfer fee

Overseas spending

Foreign exchange fee
$0
Overseas charges

$5

Estimated ATM cost

Rewards

Program name

Rewards available

Eligibility

Minimum age

Minimum income

Eligibility conditions

Residency

Perks