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Easy Street Financial Services credit cards

Easy Street Financial Services is an online-only credit union serving the banking needs of Australian customers.

As a business within the Community First Credit Union, Easy Street is part of one of the largest community-based credit unions in Australia.

In addition to its credit card services, Easy Street also offers its customers everyday bank accounts, savings accounts, home loans, personal loans and insurance.

As an online-only financial institution, Easy Street does not have any branches.

Mark Bristow
Mark Bristow

Personal Finance Editor

Content updated

Product data updated

Why choose Easy Street Financial Services

Benefits

  • Very low interest rate
  • Free supplementary cardholder
  • Moderately low annual fee

Drawbacks

  • No perks or rewards
  • Moderately high late payment fee
  • No branches to visit

Easy Street Financial Services Credit Cards

About Easy Street credit cards

Easy Street only has one standard Visa credit card for its customers to choose from. A platinum credit card with rewards or perks is not available.

Easy Street credit card rates are very low for purchases, and very low interest rates are also available for cash advances.

The Easy Street Visa credit card has a moderate amount of interest-free days for its customers to take advantage of.

Easy Street credit cards also come with a moderately low annual fee.

Customers who are late paying their Easy Street credit card bill will be charged a moderately high late payment fee.

There are no over-limit fees, no duplicate statement fees and no supplementary card fees charged for Easy Street credit cards.

There is no introductory balance transfer rate for Easy Street credit cards, and no balance transfer fee.

Easy Street credit cards review

Easy Street has one credit card to choose from: a standard Visa card. As is the case with most standard cards, there are no rewards offered here. Those who are looking for perks to go along with their card will need to look for a credit card from another financial institution.

Customers who do choose Easy Street as their credit card provider will enjoy very low interest rates on purchases and cash advances. Additionally, Easy Street customers can take advantage of a moderate amount of interest-free days to pay off their debts before accruing interest.

Those wanting to share an account can also enjoy one supplementary cardholder at no extra cost. The annual fee is also moderately low, which may be an incentive for some customers.

However, it’s worth noting that there is no introductory balance transfer offer available, so those planning to transfer debt may want to look elsewhere.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.