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Compare 0% purchase credit cards

0% purchase rates can help you keep credit card repayments low and avoid debt for a limited time. Compare 0% purchase rate card fees, features and other benefits today to find a card for you.

60+ credit card providers in RateCity’s database

180+ credit card products in RateCity’s database

Updated on

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Default

0.00%

for up to 6 months, then 20.74%

20.74%

55

$0

Australian Credit Licence 470916

Fees & charges apply

Coles No Annual Fee Mastercard
Coles No Annual Fee Mastercard
  • Apple & Samsung Pay
  • Balance transfer
  • No annual fee

0.00%

for up to 6 months, then 19.99%

0%

55

$0

Australian Credit Licence 244616

Fees & charges apply

Virgin Money No Annual Fee Card
Virgin Money No Annual Fee Card
  • Purchase Offers
  • Apple & Samsung Pay
  • Balance transfer
  • No annual fee

0.00%

for up to 12 months, then 22.49%

0%

44

$199

Australian Credit Licence 238098

Fees & charges apply

Citi Citi Rewards (Purchases and Balance Transfer Offer)
Citi Citi Rewards (Purchases and Balance Transfer Offer)
  • Balance Transfer
  • Apple & Samsung Pay
  • Balance transfer

0.00%

for up to 6 months, then 22.49%

0%

44

$49

for 12 months then $199 thereafter

Australian Credit Licence 238098

Fees & charges apply

Citi Rewards (Bonus Points)
Citi Rewards (Bonus Points)
  • Apple & Samsung Pay
  • Balance transfer

0.00%

for up to 6 months, then 22.49%

22.99%

44

$199

Australian Credit Licence 238098

Fees & charges apply

Citi Citi Rewards (Flybuys Offer)
Citi Citi Rewards (Flybuys Offer)
  • Bonus Points
  • Apple & Samsung Pay
  • Balance transfer

0.00%

for up to 6 months, then 13.49%

0%

0

$0

for 12 months then $55 thereafter

Australian Credit Licence 229882

Fees & charges apply

Suncorp Bank Clear Options Standard Credit Card
Suncorp Bank Clear Options Standard Credit Card
  • Apple & Samsung Pay
  • Balance transfer
  • Low annual fee

Suncorp Bank (Norfina Limited ABN 66 010 831 722 AFSL 229882 Australian Credit Licence 229882). The SUNCORP brand and Sun Logo are used by Suncorp Bank (Norfina Limited) under licence and Suncorp Bank is not part of the Suncorp Group.

0.00%

for up to 6 months, then 18.99%

0%

55

$0

Australian Credit Licence 234945

Fees & charges apply

Bankwest Zero Classic Mastercard
Bankwest Zero Classic Mastercard
  • Balance Transfer
  • Google Pay
  • Balance transfer
  • No annual fee

0.00%

for up to 6 months, then 18.99%

0%

55

$0

Australian Credit Licence 234945

Fees & charges apply

Bankwest Zero Platinum Mastercard
Bankwest Zero Platinum Mastercard
  • Balance Transfer
  • Google Pay
  • Balance transfer
  • No annual fee

0.00%

for up to 6 months, then 22.49%

0%

44

$0

Australian Credit Licence 238098

Fees & charges apply

Citi Simplicity Card
Citi Simplicity Card
  • Balance Transfer
  • Apple & Samsung Pay
  • Balance transfer
  • No annual fee

Providers we compare

HSBC
NAB
ANZ
Commonwealth Bank
Westpac
Macquarie Bank
Australian Unity
Suncorp Bank
Heritage Bank
Newcastle Permanent
BOQ
St.George Bank
ING
G&C Mutual Bank
Bank Australia
Bendigo Bank
Kogan Money
Unity Bank
Citi
Beyond Bank

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.