Compare some of the top frequent flyer credit cards

Find a credit card that best suits your needs. Compare interest rates, balance transfer rates, annual fees and more from Australia's leading lenders, big and small. - Data last updated on 20 Jun 2018

Now showing 1 - 20 of 20 frequent flyer reward
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Platinum Credit Card
Balance Transfer0% p.a. balance transfer for 22 months (with a 2% balance transfer fee). $0 first year annual fee
Points Per $1 Spend
Up to 2earn 2 points for $1 Visaeligible international purchases
Points Earned
120,000
over 12 months (approx.)
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Platinum Card (Suncorp Bank Rewards)
Bonus PointsTriple reward points for the first 6 months, 0% p.a. on balance transfers for 18 months
Points Per $1 Spend
1.25uncappedearn 1.25 points for $1 Visaeligible transactions
Points Earned
75,000
over 12 months (approx.)
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Rewards Black
Bonus Points75,000 bonus Rewards Points and $100 back to your new ANZ Rewards Black when you make one eligible purchase in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
Points Per $1 Spend
Up to 2earn 2 points for $1 Visaeligible purchases
Points Earned
60,000
over 12 months (approx.)
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Rewards
Bonus Points25,000 bonus Reward Points when you make one eligible purchase in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
Points Per $1 Spend
Up to 1earn 1 point for $1 Visaeligible purchases
Points Earned
12,000
over 12 months (approx.)
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Rewards Platinum
Bonus Points65,000 bonus Rewards Points and $50 back to your new ANZ Rewards Platinum when you make one eligible purchase in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
Points Per $1 Spend
Up to 1.5earn 1.5 points for $1 Visaeligible purchases
Points Earned
24,000
over 12 months (approx.)
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Amplify Platinum (Amplify Rewards)
Bonus PointsEarn 50,000 Bonus Amplify Points when you spend at least $2,000 on eligible purchases within 90 days of card approval. Apply by 26 Sep 2018.
Points Per $1 Spend
1uncappedearn 1 point for $1 Visaeligible domestic and international transactions
Points Earned
60,000
over 12 months (approx.)
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Amplify Platinum (Amplify Rewards)
Bonus PointsReceive 50,000 bonus points when you spend $2,000 on eligible purchases within 90 days of approval. Apply by 26 Sep 2018.
Points Per $1 Spend
1uncappedearn 1 point for $1 Visaeligible domestic and international transactions
Points Earned
60,000
over 12 months (approx.)
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Frequent Flyer Platinum
Bonus Points65,000 bonus Qantas Points and $150 back to your new ANZ Frequent Flyer Platinum when you make one eligible purchase in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
Points Per $1 Spend
Up to 0.75earn 0.75 points for $1 Visaeligible purchases
Points Earned
36,000
over 12 months (approx.)
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Frequent Flyer
Bonus Points25,000 bonus Reward Points when you make one eligible purchase in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
Points Per $1 Spend
Up to 0.5earn 0.5 points for $1 Visaeligible purchases
Points Earned
6,000
over 12 months (approx.)
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Rewards Signature Card
Points Per $1 Spend
Up to 3.75earn 3.75 points for $1 VisaWebjet
Points Earned
225,000
over 12 months (approx.)
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Qantas Rewards Signature Card
Points Per $1 Spend
Up to 1earn 1 point for $1 Visaeligible everyday purchases
Points Earned
60,000
over 12 months (approx.)
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Frequent Flyer Black
Bonus Points75,000 bonus Qantas Points and $200 back to your new ANZ Frequent Flyer Black when you make one eligible purchase in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
Points Per $1 Spend
Up to 1earn 1 point for $1 Visaeligible purchases
Points Earned
60,000
over 12 months (approx.)
Compare
Qantas Platinum Mastercard
Points Per $1 Spend
0.6capped at20000/Monthlyearn 0.6 points for $1 MasterCardeligible transactions
Points Earned
36,000
over 12 months (approx.)
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Rewards Travel Adventures Card
SpecialEnjoy a Complimentary Return Domestic Flight Each Year
Points Per $1 Spend
Up to 1.5earn 1.5 points for $1 Visaeligible purchases
Points Earned
24,000
over 12 months (approx.)
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Qantas Ultimate Card
Bonus PointsReceive 55,000 bonus Qantas Points when you apply online, are approved and spend $3,000 on your new Card within the first 3 months of Card membership.
Points Per $1 Spend
Up to 3earn 3 points for $1 AMEXQantas eqiQure Purchases
Points Earned
180,000
over 12 months (approx.)
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Velocity Platinum Card
Bonus PointsReceive 50,000 bonus Velocity Points when you apply online and spend $3,000 within the first 3 months. 0% p.a. on balance transfers for 12 months
Points Per $1 Spend
Up to 2.5earn 2.5 points for $1 AMEXPurchases with Virgin Australia
Points Earned
150,000
over 12 months (approx.)
Compare
Velocity Escape Card
Balance Transfer0% p.a. on balance transfers for the first 12 months
Points Per $1 Spend
Up to 1earn 1 point for $1 AMEXall eligible purchases
Points Earned
60,000
over 12 months (approx.)
Compare
Virgin Australia Velocity Flyer Card (Purchase & Balance Transfer Offer)
Purchase Offers0% p.a. for 14 months on purchases when you apply by 30 June 2018
Points Per $1 Spend
Up to 0.66earn 0.66 points for $1 Visaeligible transactions
Points Earned
18,000
over 12 months (approx.)
Compare
Qantas Discovery Card
Balance Transfer0% p.a. on balance transfers for the first 12 months. A one-off credit establishment fee of 1% applies.
Points Per $1 Spend
Up to 1earn 1 point for $1 AMEXall eligible card purchases
Points Earned
60,000
over 12 months (approx.)
Compare
Virgin Australia Velocity High Flyer Card
Bonus PointsEarn up to 80,000 bonus Velocity Points when you apply by 30 June 2018. Offer applies if you spend $3,000 or more every month on eligible transactions for the first 5 months.
Points Per $1 Spend
Up to 1earn 1 point for $1 Visaeligible transactions
Points Earned
60,000
over 12 months (approx.)
Compare
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Credit cards come with all kinds of different rewards programs to earn business and perhaps entice users into spending a little more than they normally might. Perhaps the most well-known reward cards – and possibly the most advantageous – are frequent flyer rewards, which can net you a host of travel-related freebies.

Smart shoppers should do a thorough frequent flyer rewards card comparison to make sure they get the product that most suits their needs. This way, they can turn frequent flyer rewards into something that truly benefits them, instead of an expensive mirage to be chased.

What are frequent flyer rewards credit cards?

Rewards cards have existed for a long time, letting cardholders collect points every time they spend with their credit card, which they could then exchange for various bonuses. Frequent flyer programs have also been around for a while, letting customers build up 'miles' when using airlines, which they could use to get free or discounted tickets.

A frequent flyer rewards program credit card is simply the amalgamation of these two.

By using your frequent flyer credit card, you can build up these points without having to set foot in a plane until you're ready to fly. In many cases, you can even earn extra points for spending at partner companies. Some of the benefits you can trade your points for include:

  • Discounted flights
  • Hotel bookings
  • Flight upgrades
  • Baggage upgrades and priority delivery
  • Extended warranty
  • Travel and medical insurance

You can earn these frequent flyer reward points by:

  • Flying with the particular airline your card is linked to and their partner airlines
  • Using your frequent flyer rewards credit card for your everyday spending
  • Going out of your way to spend at partner supermarkets and stores

What are the benefits of frequent flyer rewards credit cards?

There are a number of benefits to frequent flyer rewards credit cards that draw customers toward them.

Most obviously, there's the chance to get discounts on flights and other products and services offered by an airline, something that could save you substantial sums of money if you're a globetrotter.

This type of card benefits big spenders who use their frequent flyer reward program to earn bonuses on top of their existing spending behaviour. The more you spend, the more rewards you can earn.

Of course, there are things to watch out for too. You need to be careful not to get sucked into spending more than you otherwise would as you chase those rewards points. You'll have to maintain personal discipline, just as you would with a regular credit card – perhaps even more so. And remember, for those rewards to remain valuable, you should always aim to pay your card off on time – so you’re not ‘buying’ those rewards with high interest charges.

What should I know about frequent flyer rewards credit cards?

Before signing up for a card there are a few points to bear in mind:

  • Such cards tend to have high interest rates and fees, so you have to make sure the rewards will be worth it. In other words, will the card pay for itself?
  • Remember to read the terms and conditions so you know the restrictions on how you can use your points.
  • Make sure your credit history is up to scratch – these types of cards aren't divvied out to just anyone.
  • Ask yourself if you're the kind of person who would truly make the most of a frequent flyer rewards program.

Then you're ready to compare frequent flyer cards.

How do I carry out a frequent flyer rewards comparison?

There are a few elements to focus on in order to make a successful frequent flyer rewards credit card comparison:

  • The offers themselves – what kind of rewards do you get with each card?
  • What is the efficiency of the point system? In other words, is it more difficult to earn rewards with some cards than it is with others?
  • Do any cards offer generous introductory rates?
  • What are the caps and expiration dates on the points?
  • Do the partner stores match your current shopping behaviour?
  • What are the rates, fees and other aspects of the card like?

These questions will prove a useful guide when comparing credit cards features.

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