Important disclosure

Community First Bank

Community First Bank Low Rate Blue Visa Card

  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee

Balance Transfer

0% p.a. on balance transfers for 6 months

This is an introductory rate for 6 months only on balance transfers from funding date. After the initial 6 month introductory period, the interest rate for the balance transferred will revert back to the standard credit card rate at the time. Offer available for new and existing card holders where new balances are transferred to the card.

Purchase Rate

8.99%

p.a

Balance Transfer Rate

0%

p.a

Tags
  • Apple, Google & Samsung Pay
  • Balance transfer
  • Low annual fee
Purchase Rate

8.99%

p.a

Balance Transfer Rate

0%

p.a

Annual Fee

$40

Pros and cons

For Low Rate Blue Visa Card

Benefits

  • Ongoing variable purchase rate ranked in the best 20%
  • Lower than average annual fee
  • Apple Pay, Google Pay and Samsung Pay available
  • Free supplementary cards

Drawbacks

  • No reward program

Community First Bank Rate Credit card overview

For Low Rate Blue Visa Card

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

55

Minimum monthly repayment

3% or $20

Minimum credit limit

$1k

Maximum credit limit

$15k

Free supplementary cards

Instant Approval

Target Market Determination

Visit Community First Bank to view Target Market Determination.

Fees

Annual Fee

$40

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$25

Over limit fee

$30

Duplicate statement fee

$1.50

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

8.99%

p.a

Cash advance rate

8.99%

Cash advance fee

$1.5

Balance Transfer

Balance Transfer Rate

0%

p.a

Transfer Limit

100%

of the approved credit limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

$5

Estimated ATM Cost

$14

for AU $300 withdrawal

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

Must have regular income and have been in your current job for longer than 6 months.

Residency

Australia Citizen, Permanent Resident

Perks

  • FREE SUPPLEMENTARY CARDS
Specials
  • Balance Transfer 0% p.a. on balance transfers for 6 months
    This is an introductory rate for 6 months only on balance transfers from funding date. After the initial 6 month introductory period, the interest rate for the balance transferred will revert back to the standard credit card rate at the time. Offer available for new and existing card holders where new balances are transferred to the card.

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  • Apple, Google & Samsung Pay
  • Balance transfer

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  • Google Pay
  • Balance transfer
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