Important disclosure

Bank Australia Limited

Bank Australia Low Rate Visa Credit Card

  • Apple & Google Pay
  • Low annual fee
Purchase Rate

9.39%

p.a

Balance Transfer Rate

Not Applicable

Tags
  • Apple & Google Pay
  • Low annual fee
Purchase Rate

9.39%

p.a

Balance Transfer Rate

Not Applicable

Annual Fee

$59

Pros and cons

For Low Rate Visa Credit Card

Benefits

  • Ongoing variable purchase rate ranked in the best 20%

Drawbacks

  • No reward program
  • No balance transfer
  • Does not offer free supplementary cards

Bank Australia Rate Credit card overview

For Low Rate Visa Credit Card

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

Minimum monthly repayment

2.5% or $20

Minimum credit limit

$1k

Maximum credit limit

No set max

Free supplementary cards

Instant Approval

Target Market Determination

Visit Bank Australia Limited to view Target Market Determination.

Fees

Annual Fee

$59

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$15

Over limit fee

$20

Duplicate statement fee

$3

Electronic Wallet Service

Important Rates

Rates

Purchase Rate

9.39%

p.a

Cash advance rate

9.39%

Cash advance fee

$3.5

Balance Transfer

Balance Transfer Rate

Not Applicable

Transfer Limit

Balance Transfer Fee

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

$3.5

Estimated ATM Cost

$12.5

for AU $300 withdrawal

Rewards

Program name

Rewards Available

-

Eligibility

Minimum age

18

Minimum income

Eligibility conditions

-

Residency

Other Restrictions

Balance Transfer not available

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  • Apple, Google & Samsung Pay
  • Balance transfer
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  • Balance transfer
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Annual Fee

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