- Home
- Credit Cards
- Bank Australia
- Low Rate Visa Credit Card
Bank Australia Low Rate Visa Credit Card
- Apple & Google Pay
- Low annual fee
Purchase rate p.a.
9.39%
Balance transfer rate
Not Applicable
Annual fee
$59
Bank Australia Low Rate Visa Credit Card
- Apple & Google Pay
- Low annual fee
Purchase rate p.a.
9.39%
Balance transfer rate
Not Applicable
Annual fee
$59
Pros and Cons
For Bank Australia Low Rate Visa Credit Card
Benefits
- Ongoing variable purchase rate ranked in the best 20%
Drawbacks
- No reward program
- No balance transfer
- Does not offer free supplementary cards
Bank Australia Rate Credit Card overview
For Low Rate Visa Credit Card
Details
Card level
Standard
Card type
Visa
Interest free days
0
Minimum monthly repayment
2.5% or $20
Minimum credit limit
$1,000
Maximum credit limit
$0
Free supplementary cards
Instant approval
Target Market Determination
Visit Bank Australia Limited to view Target Market Determination.
Fees
Annual fee
$59
Annual Fee Spend Waiver
Supplementary card annual fee
$0
Late payment fee
$15
Over limit fee
$20
Duplicate statement fee
$3
Electronic Wallet Service
Apple pay available
Google pay available
Samsung pay available
Important Rates
Rates
Purchase rate p.a.
9.39%
Cash advance rate
9.39%
Cash advance fee
$3.5
Balance Transfer
Balance transfer rate
Not Applicable
Transfer limit
Balance transfer fee
Overseas spending
Foreign exchange fee
3% on Visa
Overseas charges
$3.5
Estimated ATM cost
$12.5
for AU $300 withdrawal
Rewards
Program name
Rewards available
Eligibility
Minimum age
18
Minimum income
Eligibility conditions
Residency
Perks
Other Restrictions
Balance Transfer not available
