Today's Best Buys

Low Rate Intro Rate Annual Fee Free Days
Company Product Rate Apply
BankWest Lite MasterCard 9.99% Apply
Heritage Building Soc Visa Gold No Frills 10.75% Apply
nab Low Rate Visa Card 12.24% Apply
Aussie Home Loans MasterCard 12.29% Apply
ANZ Low Rate MasterCard 12.74% Apply
Selected cards with the lowest ongoing or initial purchase rate for a minimum 12 months term.
Company Product Rate / Period Apply
Aussie Home Loans MasterCard 2.99% / 6 mths Apply
Police Credit Visa Gold 6.99% / 6 mths Apply
Bendigo Bank RSPCA Rescue Rewards 7.45% / 6 mths Apply
Australian Central CU Gold Rewards Mastercard 0% / 6 mths Apply
MyState Financial Gold Qantas Rewards Mcd 0% / 6 mths Apply
These cards have the lowest honeymoon rate on purchases.
Company Product Fee Apply
Heritage Building Soc Visa Gold No Frills 0 Apply
BankWest Zero MasterCard 0 Apply
Westpac MasterCard No Annual Fee 0 Apply
Coastline Credit Union Visa Credit Card 0 Apply
BankSA No Annual Fee MasterCard 0 Apply
These cards have the lowest annual fee.
Company Product Days Apply
Sutherland Credit Union Silver MasterCard 55 Apply
MyState Financial Silver MasterCard 55 Apply
Qld Teachers CU Silver MasterCard 55 Apply
Community CPS Australia Silver MasterCard 55 Apply
SERVICE ONE Members Bank Silver MasterCard 55 Apply
These cards have the greatest number of days in between purchase and when you have to make repayments.


Top 5 Credit Cards - Everyday spender
CompanyProductRate %Apply
Woolworths Limited
Everyday Money 18.74Apply
Westpac
55 Day Platinum Visa 18.84Apply
Coastline Credit Union
Rewarder Visa 16.70Apply
Unicom Credit Union
Silver MasterCard 17.99Apply
FCCS Credit Union
Silver MasterCard 18.74Apply

RateCity Credit Cards

Search, compare and apply from over 250 credit cards to find the lowest rates in Australia. You can compare balance transfer offers, interest-free days, no annual fees, credit limits, late payment fees and reward programs on hundreds of Visa, MasterCard and American Express credit cards. You can also compare credit cards by level, to find the best standard, gold or platinum credit card for your spending habits. Comparisons by star ratings will help you discover the best value credit cards according to professional standards. Low rate credit cards and balance transfers can save you on interest repayments and if you don’t have time to visit your local branch, then compare credit cards and apply online. RateCity helps you find the credit card that's right for you.

 

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Credit Cards Interest Rate Alert
11-Mar-10Commonwealth Bank increases Business credit cards by up to 1.25%
11-Mar-10Qantas Staff CU increases credit cards by 0.25%
09-Mar-10Westpac
08-Mar-10Westpac varies credit cards by up to 0.35%
08-Mar-10BankSA increases credit cards by 0.25%
Lowest Interest Rates

Search and compare over 250 credit cards in Australia for the best interest rates. Find credit cards by lowest interest rates, and filter for balance transfers or no annual fees. Comparing low interest rates can save you paying more on interest repayments.

Select the user profile that is closest to your usage and apply for credit cards by star ratings. Find a credit card with outstanding value and a low rate balance transfer. Comparing credit cards by ratings allows you to find the best value product for your spending needs.

Our credit card database includes almost every credit card provider in Australia. Find cards from your preferred institution. Sort by no annual fee, low rates, balance transfers and apply online. Remember to compare interest rates and features from your credit card provider to ensure you are getting the best deal.

If you are looking for more specific ways to compare credit cards, search here to find cards by lowest rates, balance transfers, providers or business credit products.