Home Loans

Choosing your mortgage provider can sometimes involve as much research as locating your ideal property. After all, you wouldn’t purchase the first property you saw without looking inside, so why would you treat your mortgage this way?

Alex Ritchie -

05 Mar, 2024 -

6 min read

Home Loans

Lenders Mortgage Insurance (LMI) is an insurance policy that protects your lender if you default on your mortgage. The cost of LMI can be significant, and may affect your home loan budget when buying a property or refinancing a mortgage.

Mark Bristow -

18 Mar, 2024 -

4 min read

Home Loans

One of the biggest benefits of investing in property, as opposed to living in the property, are the potential tax benefits. Understanding the potential tax deductions available for your investment property may help you to maximise your returns.

Alex Ritchie -

01 Nov, 2023 -

4 min read

Home Insurance

Many apartments are already covered by strata insurance, so you may not need to apply for a traditional home insurance policy to cover damage to the property. However, strata insurance may not always offer the cover you need. If you’re one of the 10% of Australians who live in apartments, it could be worth comparing contents insurance policies and other options.

Mark Bristow -

26 Apr, 2024 -

4 min read

Home Insurance

Whether you're moving out of your parents' home, leaving student accommodation, or moving in with a group of friends, it’s important to be prepared, and understand the ins and outs of the rental process.

Mark Bristow -

12 Feb, 2024 -

5 min read

Home Insurance

Home and contents insurance are often mentioned in the same breath, and many insurance providers sell them as a package deal, but they are two different types of insurance that cover two different things. Whether you’re an owner occupier, a tenant or an investor, it’s important to know you’re covered with the right kind of home insurance - in fact, having insurance may be a requirement of your mortgage.

Mark Bristow -

22 Feb, 2024 -

4 min read

Credit Score

Is there such a thing as 'good debt' and what could it mean for your financial future?

Mark Bristow -

16 Feb, 2024 -

4 min read

Credit Score

If you’ve recently been given full approval for a mortgage and have settled on your property, you may want to know when your mortgage will show up on your credit report.

Alex Ritchie -

27 Jul, 2023 -

4 min read

Car Insurance

When looking for car insurance, the two main factors you may consider are how much coverage you want, and how much different coverage options may cost. Compulsory third-party insurance (CTP) is a legal requirement when registering your car, but any cover beyond that is optional. This means you may only buy the cover you can afford, rather than the cover you need.

Mark Bristow -

29 Aug, 2023 -

4 min read

Home Loans

Bendigo Bank has just announced their digital home loan, BEN Express, now offers pre-approvals. The feature, which was delivered in partnership with Tiimely, could see some house hunters receive pre-approval within minutes.

Eden Radford -

25 Mar, 2024 -

3 min read

Home Loans

The latest APRA data shows money in offset accounts hitting a record high, while mortgage arrears continue to climb.

Eden Radford -

13 Mar, 2024 -

5 min read

Home Loans

Whether you’re buying a property or refinancing a mortgage, if you want to get a better interest rate, you may need to actively go hunting rather than waiting for a deal to fall into your lap. Comparing some of the top-rated home loans on RateCity’s database can help make your search a little simpler, as you can see which loans are offering more value and may better suit your needs.

Mark Bristow -

19 Mar, 2024 -

4 min read

Home Insurance

A report released by the Climate Council has revealed that nationwide, approximately 520,940 properties – or one in every 25 – will be effectively uninsurable by 2030.

Georgia Brown -

28 Nov, 2023 -

3 min read

Home Insurance

Floods, bushfires, torrential storms. These are just some of the natural disasters that can sweep communities across Australia and cause catastrophic damage. While these events visibly impact people, properties, and the environment, finances can also take a major hit.

Paul Marshall -

25 Sep, 2023 -

8 min read

Home Insurance

In the face of Australia's unpredictable bushfire season, taking proactive measures for your home may better protect your family, property, and future.

Alex Ritchie -

30 Aug, 2023 -

4 min read

Home Insurance

Landlord insurance offers specific coverage for homeowners against rental income loss, property damage, and for any personal contents within the property.

Peter Terlato -

17 Oct, 2023 -

10 min read

Home Insurance

Strata insurance is a legal requirement across Australia covering common property and shared areas in a building or complex. If you need strata insurance, learn all about what it is, and find and compare strata options.

Peter Terlato -

10 Oct, 2023 -

7 min read

Home Insurance

Fire damage is typically included in most home insurance policies around Australia. If your home catches fire by accident and is damaged or destroyed, your insurance policy should cover the cost of repairing or rebuilding the property.

Mark Bristow -

24 Aug, 2023 -

6 min read

Car Insurance

Compare car insurance options and learn more about third party property damage car insurance options in Australia. Discover how it may protect you from financial liability for damage to others' property in accidents where you are at fault.

Alex Ritchie -

17 Nov, 2023 -

6 min read