Credit Score Articles
Articles and information about credit scores
What is the difference between your credit score, credit report and credit file?
Your credit score is an indicator of your creditworthiness. It is based on the information that goes on your credit report, which, in turn, is an organised view of the information contained in your credit file maintained by various credit bureaus.
What credit score do you need to finance a motorcycle?
A higher credit score may be needed for a motorcycle loan because it’s considered a higher risk than a car loan. Check how to boost your credit score.
Why does Equifax charge for checking my credit score?
You can usually check your Equifax credit score for free at least once a year. In some other circumstances, you may have to pay for getting your credit report.
Three new year's resolutions that could help boost your credit score
After a year (or two) of widespread uncertainty in the world, making new year’s resolutions might feel redundant for the most part. But when it comes to bettering your credit score, you may have more control than you think.
Do phone plans affect your credit score?
How do phone plans and non-payment of phone bills affect your credit score? Learn more about situations to avoid so your phone plan can affect your credit score positively.
How often should you check your credit score?
Whether you’re a young Australian looking to build your credit history, or you’ve recently seen your credit score drop and are working to boost it, there’s several reasons you may be monitoring your credit score. Let’s explore how often you may want to check your credit score and credit history.
How a car loan affects your credit score
If you’re in the market for new set of wheels and you’re looking to buy on finance, you might be wondering – does a car loan affect your credit score? It’s certainly something worth considering when taking out any kind of credit product.
Can you get a business loan with a bad credit history?
If you have a low or poor credit score, you may find getting a business loan tough. Find out how you can improve your chances of getting approved for the loan.
Does opening a savings account affect my credit score?
If you’ve struggled with poor credit history in the past, or if you’re curious about when credit checks may be performed, you may want to know if opening a savings account will impact your credit score.
Three great reasons checking your credit score can help you
Your credit score is an assessment of your financial responsibility. If you have a good credit score, lenders may feel more confident about lending you more money at lower interest rates. But if you have a bad credit score, you may find it harder to successfully apply for credit.