Rate drop on the cards: some economists expecting 2 cuts by year end. How much will a rate drop save you? What should borrowers do with a rate cut.
RateCity's Reserve Bank Rate Alert, October 2012

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Can I get a $1,500 payday loan with bad credit?
Yes, it may be possible to get a $1,500 payday loan with bad credit. Some payday lenders give loans to people with bad credit histories if they believe the borrower has the capacity to repay the loan.
Under Australia’s responsible lending rules, lenders aren’t allowed to approve $1,500 payday loans if they don’t believe the borrower can make the repayments.