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Help me find the right loan

Tell us what you're looking for in a loan and you can compare loans that match your inputs.

How does this work?

The best home loan for one borrower may not be the best option for another borrower. With so many different interest rates, fees, features and benefits to compare, it can be hard to work out which mortgage may offer the most value to you and your household.

RateCity's Smart Search can help take some of the hard work out of comparing home loans. All you need to do is provide some general information about what you’re looking for in a mortgage. We'll take care of the rest, and provide you with a shortlist of home loan deals based on the information you share with us.

Smart Search takes just a few minutes to use, and can quickly narrow down your home loan options, making it easier to compare and choose a mortgage. When you’re ready to take the next step, you can contact the lender directly or be put in touch with a mortgage broker who can help you with your home loan application.

What type of home loan do you need?

(choose one)