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Compare Australia's top variable rate personal loans

Search and compare some of Australia's top variable rate personal loans from a range of Australian lenders. Find fees, features, and more, and make a personal loan comparison to find one for you.

100+ personal loan providers in RateCity’s database

280+ personal loan products in RateCity’s database

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Find and compare variable rate personal loans

If you’re looking to take out a personal loan and are considering an option with a variable interest rate, then you’ve come to the right place to compare the rates on offer from Australian lenders.

A variable rate means that the amount of interest you pay on your personal loan will not be fixed in advance, but may instead be raised or lowered by your lender in accordance with the current economic conditions.  

By using RateCity to compare the different variable rate personal loans that are available, you can get a better idea of which lenders have offers that will best match up with your household’s unique financial situation.

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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, target market determination fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.