Compare instant approval credit cards

Find a credit card that best suits your needs. Compare interest rates, balance transfer rates, annual fees and more from Australia's leading lenders, big and small. - Data last updated on 22 May 2018

Now showing 1 - 20 of 35 Instant Approval Credit Cards
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Platinum Credit Card
Balance Transfer0% p.a. balance transfer for 22 months (with a 2% balance transfer fee). $0 first year annual fee
Purchase Rate
19.99%
Interest Free Days
55
Annual Fee
$0
Card limit
No set max
Compare
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Virgin Australia Velocity Flyer Card (Balance Transfer & Points Offer)
Balance TransferEarn 3 bonus Velocity Points on top of your standard earn rate for each eligible $1 spent per month in the first 3 months and 0% p.a. on balance transfers for 18 months when you apply by 30 April 2018
Purchase Rate
20.74%
Interest Free Days
44
Annual Fee
$64for 12 months then $129
Card limit
$30,000
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Vertigo Platinum
Balance TransferOnline only - 0% p.a. for 24 months on balance transfers requested at card application (1% BT Fee Applies). Rate then switches to applicable variable cash advance rate. $0 annual card fee for the first year (saving you $99).
Purchase Rate
12.74%
Interest Free Days
55
Annual Fee
$0for 12 months then $99
Card limit
$80,000
Compare
Low Rate Platinum
Balance Transfer0% p.a. on balance transfers for the first 15 months. No Balance Transfer Fee.
Purchase Rate
11.49%
Interest Free Days
55
Annual Fee
$99
Card limit
No set max
Compare
Low Rate
Balance Transfer0% p.a. on balance transfers for the first 15 months. No Balance Transfer Fee.
Purchase Rate
12.49%
Interest Free Days
55
Annual Fee
$58
Card limit
No set max
Compare
Vertigo Platinum
Balance TransferOnline only - 0% p.a. for 24 months on balance transfers requested at card application (1% BT Fee Applies). Rate then switches to applicable variable cash advance rate. $0 annual card fee for the first year (saving you $99).
Purchase Rate
12.74%
Interest Free Days
55
Annual Fee
$0for 12 months then $99
Card limit
$80,000
Compare
Low Rate Credit Card
Balance Transfer0% p.a. balance transfer for 20 months (with a 2% balance transfer fee)
Purchase Rate
13.25%
Interest Free Days
55
Annual Fee
$79
Card limit
No set max
Compare
Low Rate Card
Balance TransferExclusive online special: 0% p.a. on balance transfers for 26 months (2% BT fee applies) then reverts to variable cash advance rate. Offer ends 11 June 2018.
Purchase Rate
13.49%
Interest Free Days
55
Annual Fee
$0for 12 months then $59
Card limit
$25,000
Compare
Low Rate Platinum
Balance Transfer0% p.a. on purchase interest rate for 9 months and 0% p.a. on balance transfers for 6 months
Purchase Rate
0%for 9 months then 13.99%
Interest Free Days
55
Annual Fee
$100
Card limit
No set max
Compare
Low Rate Card
Balance Transfer0% p.a. on balance transfers for 6 months
Purchase Rate
0%for 6 months then 13.99%
Interest Free Days
55
Annual Fee
$59
Card limit
No set max
Compare
Rewards
Bonus PointsReceive 25,000 Bonus Rewards Points
Purchase Rate
18.79%
Interest Free Days
44
Annual Fee
$0for 12 months then $80
Card limit
No set max
Compare
Rewards Black
Bonus PointsReceive 75,000 Bonus Rewards Points
Purchase Rate
18.79%
Interest Free Days
55
Annual Fee
$0for 12 months then $375
Card limit
No set max
Compare
Rewards Platinum
Bonus PointsReceive 65,000 Bonus Rewards Points
Purchase Rate
18.79%
Interest Free Days
55
Annual Fee
$0for 12 months then $95
Card limit
No set max
Compare
Amplify Platinum (Amplify Rewards)
Bonus PointsReceive 50,000 bonus points when you spend $2,000 on eligible purchases within 90 days of approval. Apply by 26 Sep 2018.
Purchase Rate
19.49%
Interest Free Days
55
Annual Fee
$99
Card limit
$80,000
Compare
First
Balance Transfer0% p.a. on balance transfers for the first 18 months
Purchase Rate
19.74%
Interest Free Days
44
Annual Fee
$30
Card limit
No set max
Compare
Platinum
Balance Transfer0% p.a. on balance transfers for the first 18 months
Purchase Rate
19.74%
Interest Free Days
55
Annual Fee
$0for 12 months then $87
Card limit
No set max
Compare
Frequent Flyer Platinum
Bonus PointsReceive 65,000 Bonus Qantas Points
Purchase Rate
19.99%
Interest Free Days
55
Annual Fee
$0for 12 months then $295
Card limit
No set max
Compare
Frequent Flyer
Bonus PointsReceive 25,000 Bonus Qantas Points
Purchase Rate
19.99%
Interest Free Days
44
Annual Fee
$0for 12 months then $95
Card limit
No set max
Compare
Frequent Flyer Black
Bonus PointsReceive 75,000 Bonus Qantas Points
Purchase Rate
19.99%
Interest Free Days
55
Annual Fee
$0for 12 months then $425
Card limit
No set max
Compare
Rewards Signature Card
Bonus PointsReceive 100,000 NAB Rewards Bonus Points and 0% p.a. balance transfer rate for 6 months
Purchase Rate
19.99%
Interest Free Days
44
Annual Fee
$295
Card limit
No set max
Compare
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^Words such as "top", "best", "cheapest" or "lowest" are not a recommendation or rating of products. This page compares a range of products from selected providers and not all products or providers are included in the comparison. There is no such thing as a 'one- size-fits-all' financial product. The best loan, credit card, superannuation account or bank account for you might not be the best choice for someone else. Before selecting any financial product you should read the fine print carefully, including the product disclosure statement, fact sheet or terms and conditions document and obtain professional financial advice on whether a product is right for you and your finances.

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